5412 20th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5412 20th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,426 sqft · built 1961
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on File
Last Sale	$562,257 (Apr 2026)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R30926`

Property Details

APN / Parcel Number

Primary APN	`R30926`
Alternative APN	`R7498000000100009000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,426 sqft Living Area
1st Floor Area	1,777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood
Lot Area	19,200 sqft (0.441 acres)
Lot Dimensions	160 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5412 20TH ST
City	LUBBOCK
State	TX
Zip	79407-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT NEILL HTS BLK 1 L 9
Legal Subdivision	ROBERT NEILL HEIGHTS
Legal Block	1
Legal Lot Number	9
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

5412 20th St is owned and occupied by two individuals who bought it in April 2026.

Source: Lubbock County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5412 20TH ST, LUBBOCK, TX 79407-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Jul 31, 2001
Deed Document Number	202611615
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 1, 2026
Property Address	5412 20TH ST, LUBBOCK, TX 79407-2112
Document Number	0000011615
Instrument Date	Apr 1, 2026
Instrument	202611615
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	HUB CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 20TH ST, LUBBOCK, TX 79407-2112

Mortgage

Document Number	0000011616,
Date	Apr 1, 2026
Instrument	202611616

Lender

Name	WESTERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5412 20th St was $2,958 with exemptions applied, down 22.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00 (-22.95%) Homeowner's exemption Senior Citizen's exemption	$349,162 Land $50,000 Building $299,162	$349,162 Land $50,000 Building $299,162
2024	$3,839.00 (-0.29%)
2023	$3,850.00 (-29.41%) Homeowner's exemption	$320,106 Land $32,400 Building $317,730	$350,130 Land $32,400 Building $317,730
2022	$5,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5412 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5412 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Telespan.

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