5406 20th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 5406 20th St, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 9,498 sqft · built 1986
Lot Size0.881 acres (38,400 sqft)
OwnerIndividual Name on File
Tax Bill$13,372 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR30997

Property Details

APN / Parcel Number

Primary APNR30997

Interior

Bedrooms5 Beds
Full Baths7 Baths
Building Area9,498 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area38,400 sqft (0.881 acres)
Lot Dimensions160 ft deep x 240 ft wide
Garage Area1,104 sqft
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5406 20TH ST
CityLUBBOCK
StateTX
Zip79407-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionROBERT NEILL HTS BLK 1 L 11-12
Legal SubdivisionROBERT NEILL HEIGHTS
Legal Block1
Legal Lot Number11 12
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1003
Census Tract1711

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5406 20TH ST, LUBBOCK, TX 79407-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2024Deed of Trust, Mortgage · Construction Mortgage
PEOPLES BANK
Aug 19, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2014
Deed SaleAug 21, 2014
Prior SaleAug 10, 2012
Deed Document Number2014030610
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5406 20TH ST, LUBBOCK, TX 79407-2112
Transaction TypeMortgage
Record UpdatedApr 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014774
DateApr 9, 2024
Instrument2024014774
Lender
NamePEOPLES BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeConstruction Mortgage
AmountAmount on Record

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5406 20TH ST, LUBBOCK, TX 79407-2112
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042219
DateAug 19, 2021
Instrument2021042219
Lender
NamePEOPLES BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,372.00 (-4.9%) Homeowner's exemption$824,387 (-16.43%) Land $65,000 Building $759,387$824,387 (-24.24%) Land $65,000 Building $759,387
2024$14,061.00 (-19.25%)
2023$17,412.00 (-1.72%) Homeowner's exemption$986,415 Land $64,800 Building $1,023,393$1,088,193 Land $64,800 Building $1,023,393
2022$17,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet, Telespan.

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