54115 Wilbur Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 54115 Wilbur Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 949 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$136,619 (Jun 2025)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-800-024-00`

Property Details

APN / Parcel Number

Primary APN	`013-800-024-00`

Interior

Full Baths	1 Bath
Building Area	949 sqft Building Perimeter
1st Floor Area	949 sqft
Basement Area	474 sqft
Unfinished Basement	474 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	148 ft deep x 73.3 ft wide
Garage Area	435 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	54115 WILBUR RD
City	THREE RIVERS
State	MI
Zip	49093-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF LUTHERAN CHURCH LANDS TH E 18 RDS TH S 73 1/3 FT TH W 18 RDS TO 1/4 LN ROAD TH N 73 1/3 FT TO POB. EXC E 1/2
Legal Range	11W
Legal Township	05S
Legal Section	30
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	2
Census Block	2047
Census Tract	40900

Owner

54115 Wilbur Rd is owned and occupied by an individual who bought it in June 2025.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	713 FOREST ST, 1, KALAMAZOO, MI 49008-1390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT HOME MORTGAGE LLC
Aug 13, 2018	Warranty Deed, Transfer MICHIGAN STATE HOUSING DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	20254757
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 29, 2021
Property Address	54115 WILBUR RD, THREE RIVERS, MI 49093-8809
Document Number	2021007718
Instrument Date	Jul 9, 2021
Instrument	2021007718
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 1 2 MAPLE STREET, 619, THREE RIVERS, MI 49093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26680 COUNTY ROAD 352, LAWTON, MI 49065-9643

Mortgage

Date	Jul 29, 2021

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Change Frequency	2 Years

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 13, 2018
Property Address	54115 WILBUR RD, THREE RIVERS, MI 49093-8809
Document Number	01927/0020
Book / Page	1927 / 0020
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 EDENBRIDGE BLVD, 152, FORT WAYNE, IN 46845-0033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	619 1/2 MAPLE ST, THREE RIVERS, MI 49093-2417

Mortgage

Document Number	0000192734
Date	Aug 13, 2018
Instrument	1927/34

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Mortgage

Document Number	01927/0022
Date	Aug 13, 2018
Book Page	1927/0022

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 54115 Wilbur Rd was $1,923 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,100 Land $4,400 Building $52,700	$114,200 Land $8,800 Building $105,400
2025	$1,923.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54115 Wilbur Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54115 Wilbur Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

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