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54104 Wilbur Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 54104 Wilbur Rd, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,542 sqft · built 1950
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$98,500 (Aug 2018)
Tax Bill$2,867 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN013-800-040-00

Property Details

APN / Parcel Number

Primary APN013-800-040-00

Interior

Full Baths1 Bath
Building Area1,542 sqft Building Perimeter
1st Floor Area1,542 sqft
Basement Area1,272 sqft
Unfinished Basement1,272 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area87,120 sqft (2 acres)
Lot Dimensions1,320 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address54104 WILBUR RD
CityTHREE RIVERS
StateMI
Zip49093-9766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 30 RDS S OF NE COR NW 1/4 SEC 30 T5S R11W TH W 80 RDS TH S 4 RDS TH E 80 RDS TO 1/4 LN TH N 4 RDS TO POB. VILLAGE OF MOOR
Legal Range11W
Legal Township05S
Legal Section30
Legal SubdivisionVILLAGE OF MOOREPARK
JurisdictionST JOSEPH MI
Township / Civil DivisionPARK
Census Block Group2
Census Block2045
Census Tract40900

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2590 E QUILCENE RD, QUILCENE, WA 98376-8529
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 6, 2020Intrafamily Transfer, Transfer
Aug 16, 2018Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Prior SaleNov 24, 2009 · Amount on Record
Deed Book / Page1927 / 542
Last Transfer DateMar 6, 2020
Transfer Doc1999/171
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address54104 WILBUR RD, THREE RIVERS, MI 49093-9766
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021001521
DateFeb 16, 2021
Instrument2021001521
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueOct 1, 2048

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateMar 6, 2020
Property Address54104 WILBUR RD, THREE RIVERS, MI 49093-9766
Document Number1999/171
Book / Page1999 / 171
Instrument DateMar 6, 2020
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54104 WILBUR RD, THREE RIVERS, MI 49093-9766

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateAug 16, 2018
Property Address54104 WILBUR RD, THREE RIVERS, MI 49093-9766
Document Number01927/0542
Book / Page1927 / 0542
Instrument DateAug 8, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyPATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$847.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54104 WILBUR RD, 54104, THREE RIVERS, MI 49093-9766

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 N SAINT JOSEPH ST, SUTTONS BAY, MI 49682-5111

Mortgage

Document Number0001927544
DateAug 16, 2018
Instrument1927/544
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionPark Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,000 (+13.28%) Land $8,600 Building $84,400$186,000 (+13.28%) Land $17,200 Building $168,800
2025$2,867.00$82,100 Land $6,600 Building $75,500$164,200 Land $13,200 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Midwest Energy & Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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