5411 Cory Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 5411 Cory Ct, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,288 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$482,150 (Apr 2021)
Tax Bill	$6,066 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056F0-01-00-02500`

Property Details

APN / Parcel Number

Primary APN	`056F0-01-00-02500`
Alternative APN	`17568`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Finished Area
Basement Area	1,168 sqft
Finished Basement	405 sqft
Unfinished Basement	763 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	15,246 sqft (0.35 acres)

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	164 sqft
Patio Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5411 CORY CT
City	CHARLOTTESVILLE
State	VA
Zip	22903-7360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	CORY FARMS 25
Legal Subdivision	CORY FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

Source: Albemarle County records · APN 056F0-01-00-02500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5411 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU
Jan 07, 2022	Gift Deed, Transfer OLD REPUBLIC NATL TTL INS CO
Apr 14, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Dec 22, 2011
Deed Document Number	20216556
Deed Book / Page	5519 / 605
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000000312
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5411 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500012500
Date	Dec 30, 2025
Instrument	202500012500

Lender

Name	COMMONWEALTH ONE FCU
Type	Credit Union
Address	NELSONIA, VA 23414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 07, 2022
Property Address	5411 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Document Number	202200000312
Map Reference	MB 1589 PG 192-196
Instrument Date	Apr 13, 2021
Instrument	202200000312
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5411 CORY CT, CHARLOTTESVILLE, VA 22903-7360

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 14, 2021
Property Address	5411 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Document Number	5519/605
Book / Page	5519 / 605
Map Reference	MB 1589 PG 192-196
Instrument Date	Apr 12, 2021
Instrument	2021-00006556
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$482.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 CORY CT, CHARLOTTESVILLE, VA 22903-7360

Mortgage

Document Number	202100006557
Date	Apr 14, 2021
Instrument	2021-00006557

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,066.00 (+3.2%)	$678,500 (+3.19%) Land $162,000 Building $516,500	$678,500 (+3.19%) Land $162,000 Building $516,500
2025	$5,878.00 (+23.44%)	$657,500 (+17.89%) Land $170,000 Building $487,500	$657,500 (+17.89%) Land $170,000 Building $487,500
2023	$4,762.00	$557,700 Land $148,500 Building $409,200	$557,700 Land $148,500 Building $409,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Based on FCC filings for 188 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA CROZET serves 12,415 people
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

5411 Cory Ct, Charlottesville, VA 22903 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Gift Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Cory Ct

Nearby Streets

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