5400 Cory Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 5400 Cory Ct, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,590 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$486,500 (Nov 2018)
Tax Bill	$6,261 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056F0-01-00-02400`

Property Details

APN / Parcel Number

Primary APN	`056F0-01-00-02400`
Alternative APN	`17567`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,590 sqft Finished Area
Basement Area	2,722 sqft
Finished Basement	1,351 sqft
Unfinished Basement	1,351 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Area	485 sqft

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5400 CORY CT
City	CHARLOTTESVILLE
State	VA
Zip	22903-7360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	CORY FARMS 24
Legal Subdivision	CORY FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5400 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Nov 14, 2018	Grant Deed, Transfer · Conventional Mortgage SEBONIC FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	201812584
Deed Book / Page	5113 / 127
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5400 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Document Number	0000005212
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5400 CORY CT CHARLOTTESVILLE VA 229037360, CHARLOTTESVILLE, VA 22903-7360

Mortgage

Document Number	0000005212
Date	May 8, 2020
Book Page	005312/000614
Instrument	5212

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 14, 2018
Property Address	5400 CORY CT, CHARLOTTESVILLE, VA 22903-7360
Document Number	0000012584
Book / Page	005113 / 000127
Instrument Date	Nov 5, 2018
Instrument	12584
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5400 CORY CT CHARLOTTESVILLE VA 229037360, CHARLOTTESVILLE, VA 22903-7360

Mortgage

Document Number	12585
Date	Nov 14, 2018
Book Page	005113/000132
Instrument	12585

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,261.00 (+3.47%)	$700,300 (+14.82%) Land $162,000 Building $538,300	$700,300 (+14.82%) Land $162,000 Building $538,300
2025	$6,051.00 (+16.19%)
2023	$5,208.00	$609,900 Land $148,500 Building $461,400	$609,900 Land $148,500 Building $461,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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