54103 Debra Ln, Callahan, FL 32011 Property Records

Nassau County property record for 54103 Debra Ln, Callahan, FL 32011

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,680 sqft · built 1986
Lot Size1 acres (43,874 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Nov 2006)
Tax Bill$337 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN37-1N-25-299M-0006-0000

Property Details

APN / Parcel Number

Primary APN37-1N-25-299M-0006-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,874 sqft (1 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area352 sqft
Deck Area277 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address54103 DEBRA LN
CityCALLAHAN
StateFL
Zip32011-4884
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOR
Legal DescriptionLOT 6 POINT SOUTH 2 PB 4/82 & 83
Legal Range25E
Legal Township01N
Legal Section37
Legal SubdivisionPOINT SOUTH 05
Legal Tract6
Legal Lot Number6
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2002
Census Tract50505

Owner

Source: Nassau County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54103 DEBRA LN, CALLAHAN, FL 32011-4884
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME MORTGAGE CORPORATION
Aug 5, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2006 · Amount on Record
Deed SaleNov 1, 2006 · Amount on Record
Prior SaleSep 9, 2004 · Amount on Record
Deed Document Number200641239
Deed Book / Page1456 / 35
Prior Transfer DateJul 23, 2001
Prior Transfer Doc0000030701
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateJun 30, 2026
Property Address54103 DEBRA LN, CALLAHAN, FL 32011-4884
Document Number0000019732
Book / Page2878 / 1292
Instrument DateJun 25, 2026
Instrument202619732
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address54103 DEBRA LN, CALLAHAN, FL 32011-4884

Mortgage

Document Number0000019732,
DateJun 30, 2026
Book Page2878/1292
Instrument202619732
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term367 Months
DueJan 1, 2057
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU FL
Recording DateAug 5, 2022
Property Address54103 DEBRA LN, CALLAHAN, FL 32011-4884
Document Number0025821137
Book / Page2582 / 1137
Map ReferenceMB 4 PG 83
Instrument DateJul 26, 2022
Instrument202245027483
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address54103 DEBRA LN, 54103, CALLAHAN, FL 32011-4884

Transferred To (Grantee/Buyer)

NameVerified Name
Address54103 DEBRA LN, CALLAHAN, FL 32011-4884

Mortgage

Document Number0025821139
DateAug 5, 2022
Instrument2582/1139
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$337.00 (+4.66%) Homeowner's exemption$46,983 (+2.9%)$109,037 (+11.42%) Land $50,000 Building $59,037
2024$322.00 (+4.55%) Homeowner's exemption$45,659 (+3%)$97,857 (-3.86%) Land $45,000 Building $52,857
2023$308.00 (+13.65%) Homeowner's exemption$44,329 (+3%)$101,789 (+26.55%) Land $45,000 Building $56,789
2022$271.00 Homeowner's exemption$43,038$80,435 Land $45,000 Building $35,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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