541 Whispering Pine Ct, Naples, FL 34103 Property Records

Collier County property record for 541 Whispering Pine Ct, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	4,399 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,625,000 (Jul 2026)
Tax Bill	$41,334 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Aug 2023 Transfer + 7 more
Flood Zone	Zone AE (high risk)
APN	`112900 34 104A16`

Property Details

APN / Parcel Number

Primary APN	`112900 34 104A16`
Alternative APNs	`1605940000102960034104` `16059400001`

Interior

Stories	1 Story
Building Area	4,399 sqft Living Area
1st Floor Area	4,399 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Pool Area	364 sqft
Deck Area	812 sqft

Location & Zoning

Street Address	541 WHISPERING PINE CT
City	NAPLES
State	FL
Zip	34103-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 4 BLK 34 LOT 10
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 4
Legal Tract	112900
Legal Block	34
Legal Lot Number	10
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Line of Credit NONE LISTED ON DOCUMENT
Aug 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 17, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 17, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 6, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HORIZON BANK
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit NORTHERN TR
Feb 2, 2018	Warranty Deed, Transfer LUTGERT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	20266847976
Deed Book / Page	6607 / 1198
Prior Transfer Date	May 23, 2014
Prior Transfer Doc	0050610188
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 9, 2026
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0006847976
Book / Page	6607 / 1198
Instrument Date	Jul 8, 2026
Instrument	20266847976
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,976,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

Mortgage

Document Number	0006847977,
Date	Jul 9, 2026
Instrument	20266847977

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2023
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0062791953
Book / Page	6279 / 1953
Map Reference	MB 10 PG 101
Instrument Date	Aug 1, 2023
Instrument	6442608
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2023
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0062791951
Book / Page	6279 / 1951
Map Reference	MB 10 PG 101
Instrument Date	Jul 25, 2023
Instrument	6442607
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2023
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0062791949
Book / Page	6279 / 1949
Map Reference	MB 10 PG 101
Instrument Date	Jul 25, 2023
Instrument	6442606
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2023
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0062791945
Book / Page	6279 / 1945
Map Reference	MB 10 PG 101
Instrument Date	Apr 28, 2023
Instrument	6442604
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 WHISPERING PINE LN, NAPLES, FL 34103-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 WHISPERIG PINE COURT, NAPLES, FL 34103-2424

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2023
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0062791947
Book / Page	6279 / 1947
Map Reference	MB 10 PG 101
Instrument Date	Apr 28, 2023
Instrument	6442605
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 WHISPERING PINE LN, NAPLES, FL 34103-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	514 WHISPERING PINE LN, NAPLES, FL 34103-2424

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 6, 2020
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0057833778
Book / Page	5783 / 3778
Map Reference	MB 10 PG 101
Instrument Date	Jun 29, 2020
Instrument	5889378
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 GULF SHORE BLVD N, 4200, NAPLES, FL 34103-3436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451

Mortgage

Document Number	0057833780
Date	Jul 6, 2020
Instrument	5783/3780

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0055970536
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4200 GULF SHORE BLVD N NAPLES FL 341033436, NAPLES, FL 34103-3436

Mortgage

Document Number	0055970536
Date	Feb 8, 2019
Book Page	005597/000536
Instrument	5669929

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 2, 2018
Property Address	541 WHISPERING PINE CT, NAPLES, FL 34103-2451
Document Number	0054731469
Book / Page	005473 / 001469
Instrument Date	Jan 30, 2018
Instrument	5504779
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	LUTGERT TITLE

Transaction

Amount	Amount Recorded
Tax	$7,070.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4200 GULF SHORE BLVD N NAPLES FL 341033436, NAPLES, FL 34103-3436

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,574,670 (-0.67%) Land $1,945,633 Building $2,629,037	$4,574,670 (-11.96%) Land $1,945,633 Building $2,629,037
2025	$41,334.00 (+2.19%) Homeowner's exemption	$4,605,312 (+23.79%)	$5,196,417 (-1.05%) Land $2,121,470 Building $3,074,947
2024	$40,449.00 (+18.88%)
2023	$34,024.00 (-9.13%) Homeowner's exemption Widower's exemption	$3,720,218 (-3.54%)	$5,251,718 (+13.84%) Land $2,562,083 Building $2,689,635
2022	$37,441.00 Homeowner's exemption	$3,856,764	$4,613,426 Land $1,730,630 Building $2,882,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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