Collier County property record for 521 Whispering Pine Ct, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 3,032 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Nov 1998) |
| Tax Bill | $17,592 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 112900 34 144A16 |
| Primary APN | 112900 34 144A16 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,032 sqft Living Area |
| 1st Floor Area | 3,032 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,504 sqft (0.31 acres) |
| Pool Area | 450 sqft |
| Deck Area | 1,588 sqft |
| Street Address | 521 WHISPERING PINE CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-2451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | PARK SHORE UNIT 4 BLK 34 LOT 14 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | PARK SHORE UNIT 4 |
| Legal Tract | 112900 |
| Legal Block | 34 |
| Legal Lot Number | 14 |
| Legal Unit | 4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301 |
521 Whispering Pine Ct is owned and occupied by an individual who bought it in November 1998.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 WHISPERING PINE CT, NAPLES, FL 34103-2451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 1998 · Amount on File |
| Deed Sale | Nov 19, 1998 · Amount on File |
| Prior Sale | Dec 18, 1997 · Amount on File |
| Deed Book / Page | 2482 / 3027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 521 WHISPERING PINE CT, NAPLES, FL 34103-2451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057881730 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 5788/1730 |
| Instrument | 5894048 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 521 Whispering Pine Ct was $17,592 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,035,737 (+2.7%) | $3,343,621 (-8.1%) Land $1,816,810 Building $1,526,811 | |
| 2025 | $17,592.00 Homeowner's exemption | $1,982,217 | $3,638,256 Land $1,851,200 Building $1,787,056 |
| 2023 | $16,951.00 (-2.73%) Homeowner's exemption | $1,870,246 (+3%) | $3,932,276 (+23.65%) Land $2,235,680 Building $1,696,596 |
| 2022 | $17,427.00 Homeowner's exemption | $1,815,773 | $3,180,232 Land $1,510,152 Building $1,670,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Whispering Pine Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 199 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 46 condo units |
| Nearby Flood Claims | 235 (1985–2024) |
| Claims Outside the SFHA | 11 of 235 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Whispering Pine Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Summit Broadband.
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