Kane County property record for 541 Spruce St, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,225 sqft · built 1900 |
| Lot Size | 0.135 acres (5,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Sep 2003) |
| Tax Bill | $5,132 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-21-208-020 |
| Primary APN | 15-21-208-020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 2,841 sqft |
| Basement Area | 854 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,874 sqft (0.135 acres) |
| Lot Dimensions | 120 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Street Address | 541 SPRUCE ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOYT BROS SUBDN: LOT 18 BLOCK 2 LOT DIMENSIONS: 48.95 X 120 APPROX LOT SQ FT 5874 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001 |
| Legal Subdivision | HOYT BROS SUBDN |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 853200 |
541 Spruce St is owned and occupied by an individual who bought it in September 2003.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 541 SPRUCE ST, AURORA, IL 60506-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2003 · Amount on File |
| Deed Sale | Sep 25, 2003 · Amount on File |
| Prior Sale | Apr 14, 1999 · Amount on File |
| Deed Document Number | 2003177891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 541 SPRUCE ST, AURORA, IL 60506-3860 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003455 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022K003455 |
| Name | EARTHMOVER CU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, IL 60543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 14, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,132.00 (+12.67%) Homeowner's exemption | $77,107 (+9.39%) Land $10,709 Building $66,398 | $231,414 (+9.39%) Land $32,140 Building $199,274 |
| 2024 | $70,488 (+22.66%) Land $9,790 Building $60,698 | $211,549 (+22.71%) Land $29,382 Building $182,167 | |
| 2022 | $4,555.00 (+4.98%) Homeowner's exemption | $57,464 (+7.41%) Land $7,981 Building $49,483 | $172,392 (+7.41%) Land $23,943 Building $148,449 |
| 2021 | $4,339.00 Homeowner's exemption | $53,499 Land $7,430 Building $46,069 | $160,497 Land $22,290 Building $138,207 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 541 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 541 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet, Watch TV.
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