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539 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 539 Spruce St, Aurora, IL 60506 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,232 sqft Living Area
Lot Size5,874 sqft (0.135 acres)
GarageAttached, 280 sqft
Last Sale$250,000 (2023)
Tax Bill$4,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-21-208-021

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,232 sqft Living Area
Gross Area2,433 sqft Gross Area
Basement Area896 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area5,874 sqft (0.135 acres)
Depth X Width120 ft x 49 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area280 sqft Garage
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemNone Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address539 SPRUCE ST
CityAURORA
StateIL
Zip60506-3860
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOYT BROS SUBDN : LOT 19 BLOCK 2 LOT DIMENSIONS: 48.95 X 120 APPROX LOT SQ FT 5874 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal SubdivisionHOYT BROS SUB
Legal Block2
Legal Lot Number19
JurisdictionKANE IL
Minor Civil DivisionAURORA
Census Blockgroup3
Census Block3014
Census Tract853200

Owner

Source: Kane County records · APN 15-21-208-021

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address328 S LAKE ST, AURORA, IL 60506-5533
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Feb 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2023 · Amount on Record
Deed SaleAug 03, 2023 · Amount on Record
Prior SaleJun 15, 2016 · Amount on Record
Deed Doc Number202326341
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 03, 2023
Property Address539 SPRUCE ST, AURORA, IL 60506-3860
Document Number0000026341
Instrument DateJul 25, 2023
Instrument2023K026341
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address539 SPRUCE ST, AURORA, IL 60506-3860

Mortgage

Document Number0000026343
DateAug 03, 2023
Instrument2023K026343
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address539 SPRUCE ST, AURORA, IL 60506-3860
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007443
DateFeb 07, 2022
Instrument2022K007443
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,830.00 (+12.67%)
2024$66,770 (+22.66%) Land $9,790 Building $56,980$200,390 (+22.71%) Land $29,382 Building $171,008
2022$4,287.00 (+5.05%) Homeowner's exemption$54,433 (+7.41%) Land $7,981 Building $46,452$163,299 (+7.41%) Land $23,943 Building $139,356
2021$4,081.00 Homeowner's exemption$50,677 Land $7,430 Building $43,247$152,031 Land $22,290 Building $129,741

Flood & Wildfire

539 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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