Montgomery County property record for 541 Ridgewood Ln, Mount Sterling, KY 40353
| Property Type | Mobile Home |
|---|---|
| Details | 1,920 sqft · built 2007 |
| Lot Size | 0.047 acres (2,048 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $707 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-20-22-011.00L1 |
| Primary APN | 031-20-22-011.00L1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,048 sqft (0.047 acres) |
| Lot Dimensions | 64 ft deep x 32 ft wide |
| Sewer | Connected |
|---|
| Account Number | 14461 |
|---|---|
| Street Address | 541 RIDGEWOOD LN |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8848 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | RIDGEWOOD LN/07 32X64 NORRIS MH |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920201 |
541 Ridgewood Ln, a mobile home, is owned by two individuals.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 RIDGEWOOD LN, MOUNT STERLING, KY 40353-8848 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 541 Ridgewood Ln was $707.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $707.00 | $65,000 | $65,000 |
| 2023 | $699.00 | $65,000 | $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Ridgewood Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 541 Ridgewood Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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