Montgomery County property record for 525 Ridgewood Ln, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,396 sqft |
| Lot Size | 1.76 acres (76,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Aug 2016) |
| Tax Bill | $1,370 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-20-22-012.00 |
| Primary APN | 031-20-22-012.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Basement Area | 910 sqft |
| Finished Basement | 910 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 76,665 sqft (1.76 acres) |
| Lot Dimensions | 200 ft deep x 383 ft wide |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 576 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 140 sqft |
| Deck Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 644066 |
|---|---|
| Street Address | 525 RIDGEWOOD LN |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT HILLS LOTS 11 14 15 & 11 & HOUSE |
| Legal Subdivision | WALNUT HILLS |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920201 |
525 Ridgewood Ln is owned and occupied by two individuals who bought it in August 2016.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 RIDGEWOOD LN, MOUNT STERLING, KY 40353-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on File |
| Deed Sale | Aug 12, 2016 · Amount on File |
| Deed Document Number | 0000316787 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 525 Ridgewood Ln was $1,370.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,370.00 | $126,000 | $126,000 |
| 2023 | $1,355.00 | $126,000 | $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Ridgewood Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 525 Ridgewood Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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