1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Rebecca Dr

541 Rebecca Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 541 Rebecca Dr, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1988
Lot Size0.366 acres (15,942 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Jun 2025)
Tax Bill$2,235 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-26-30-0660-0002-00D0

Property Details

APN / Parcel Number

Primary APN13-26-30-0660-0002-00D0
Alternative APNs
  • 2630130660000200D0
  • 84697

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,286 sqft Living Area
Gross Area1,988 sqft
1st Floor Area1,286 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,942 sqft (0.366 acres)
Lot Dimensions123 ft deep x 130 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area222 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address541 REBECCA DR
CitySAINT CLOUD
StateFL
Zip34769-5720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionSO MICH ACRES IN CITY REPLAT PB 2 PG 42 BLK 2 LOT D ORD 86-FF
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionSOUTH MICHIGAN ACRES REPLAT
Legal Tract660
Legal Block2
Legal Lot NumberD
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2040
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 5, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Jul 25, 2017Warranty Deed, Transfer · VA Mortgage
NEW PENN FINANCIAL LLC
Mar 6, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2025 · Amount on Record
Deed SaleJun 4, 2025 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Document Number202569801
Deed Book / Page6798 / 740
Prior Transfer DateMar 30, 2015
Prior Transfer Doc0047552808
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 4, 2025
Property Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720
Document Number0067980740
Book / Page6798 / 740
Map ReferenceMB 2 PG 42
Instrument DateMay 22, 2025
Instrument2025069801
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720

Mortgage

Document Number0006798742
DateJun 4, 2025
Instrument6798/742
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720

Mortgage

Document Number0058641861
DateJan 5, 2021
Book Page5864/1861
Instrument2021000929
Lender
NameUNITED WHOLESALE MORTGAGE LLC
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 25, 2017
Property Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720
Document Number0051832599
Book / Page5183 / 2599
Map ReferenceMB2 PG42
Instrument DateJul 18, 2017
Instrument2017107365
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanySOUTHERN TITLE & ABSTRACT IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1101 MIRANDA LN STE 131, 1101, KISSIMMEE, FL 34741-0771

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720

Mortgage

Document Number0051832600
DateJul 25, 2017
Instrument5183/2600
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateMar 6, 2017
Property Address541 REBECCA DR, SAINT CLOUD, FL 34769-5720
Document Number0051120483
Book / Page005112 / 000483
Instrument DateFeb 22, 2017
Instrument34868
Transaction TypeForeclosure
Record UpdatedApr 10, 2017

Transaction

AmountAmount Recorded
Tax$976.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1101 MIRANDA LN #131 KISSIMMEE FL 347410771, 131, KISSIMMEE, FL 34741-0771

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,235.00 (+3.71%)$167,775 (+5.99%)$278,100 (+3.77%) Land $60,000 Building $218,100
2024$2,155.00 (+3.01%)
2023$2,092.00 (+4.08%) Homeowner's exemption$158,299 (+3%)$268,000 (+24.02%) Land $55,000 Building $213,000
2022$2,010.00 Homeowner's exemption$153,689$216,100 Land $50,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 50
CenturyLink
DSL		140 / 20

Nearby Properties on Rebecca Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures