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522 Rebecca Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 522 Rebecca Dr, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,379 sqft · built 1988
Lot Size0.366 acres (15,942 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (Mar 2017)
Tax Bill$2,297 (2025)
Deeds & MortgagesOct 2020 Transfer
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN13-26-30-0660-0001-00O0

Property Details

APN / Parcel Number

Primary APN13-26-30-0660-0001-00O0
Alternative APNs
  • 2630130660000100O0
  • 84690

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,379 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,379 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,942 sqft (0.366 acres)
Lot Dimensions122 ft deep x 130 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area448 sqft
PorchFlorida Room
Porch Area365 sqft
Deck Area560 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address522 REBECCA DR
CitySAINT CLOUD
StateFL
Zip34769-5722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionSO MICH ACRES IN CITY REPLAT PB 2 PG 42 BLK 1 LOT O ORD 86-FF
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionSOUTH MICHIGAN ACRES REPLAT
Legal Tract660
Legal Block1
Legal Lot NumberO
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2049
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 REBECCA DR, SAINT CLOUD, FL 34769-5722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 8, 2017Warranty Deed, Transfer
WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2017 · Amount on Record
Deed SaleMar 8, 2017 · Amount on Record
Prior SaleJun 5, 2000 · Amount on Record
Deed Document Number201736780
Deed Book / Page5113 / 2669
Last Transfer DateOct 20, 2020
Transfer Doc0058171420
Record UpdatedJun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 22, 2020
Property Address522 REBECCA DR, SAINT CLOUD, FL 34769-5722
Document Number0058171420
Book / Page005817 / 001420
Instrument DateOct 20, 2020
Instrument142824
Transaction TypeTransfer
Record UpdatedNov 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 REBECCA DR ST CLOUD FL 347695722, ST CLOUD, FL 34769-5722

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 8, 2017
Property Address522 REBECCA DR, SAINT CLOUD, FL 34769-5722
Document Number0051132669
Book / Page005113 / 002669
Instrument DateMar 6, 2017
Instrument36780
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$1,323.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address522 REBECCA DR ST CLOUD FL 347695722, ST CLOUD, FL 34769-5722

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (+3.8%) Homeowner's exemption Disabled Person's exemption$176,257 (+5.99%)$294,000 (+4.29%) Land $60,000 Building $234,000
2024$2,213.00 (+3.12%)
2023$2,146.00 (+0.23%) Homeowner's exemption Disabled Person's exemption$166,301 (+3%)$281,900 (+23.05%) Land $55,000 Building $226,900
2022$2,141.00 Homeowner's exemption Disabled Person's exemption$161,458$229,100 Land $50,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 50
CenturyLink
DSL		140 / 20

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