541 Rancho Ln, Cincinnati, OH 45244 Property Records

Clermont County property record for 541 Rancho Ln, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,046 sqft · built 1950
Lot Size0.223 acres (9,714 sqft)
OwnerIndividual Name on Record
Last Sale$82,400 (Nov 2017)
Tax Bill$2,743 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-41-20.-003C

Property Details

APN / Parcel Number

Primary APN41-41-20.-003C

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,046 sqft Living Area
1st Floor Area600 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area9,714 sqft (0.223 acres)
View / LotCul-de-sac
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area54 sqft
Deck Area252 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address541 RANCHO LN
CityCINCINNATI
StateOH
Zip45244-2321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURKHARDT; LOT 3C
Legal SubdivisionBURKHARDT
Legal Lot Number3C
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2005
Census Tract41403

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address541 RANCHO LN, CINCINNATI, OH 45244-2321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Nov 16, 2017Deed, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2017 · Amount on Record
Deed SaleNov 16, 2017 · Amount on Record
Prior SaleMay 3, 1994 · Amount on Record
Deed Document Number201726915
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address541 RANCHO LN, CINCINNATI, OH 45244-2321
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022972
DateJul 15, 2021
Book Page2887/4783
Instrument202100022972
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLERMONT OH
Recording DateNov 16, 2017
Property Address541 RANCHO LN, CINCINNATI, OH 45244-2321
Document Number0000026915
Map ReferencePB D PG 76
Instrument DateNov 14, 2017
Instrument201700026915
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyMATTINGLY FORD TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$329.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 RANCHO LN, CINCINNATI, OH 45244-2321

Mortgage

Document Number0000026916
DateNov 16, 2017
Instrument201700026916
Lender
NameCARRINGTON MORTGAGE SVCS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,743.00 (-49.39%)$54,500 (-) Land $12,180 Building $42,320
2024$155,700 (-) Land $34,800 Building $120,900
2023$5,420.00 (+147.71%) Homeowner's exemption$54,500 (+45.1%) Land $12,180 Building $42,320$155,700 (+45.11%) Land $34,800 Building $120,900
2022$2,188.00 Homeowner's exemption$37,560 Land $8,400 Building $29,160
2020$107,300 Land $24,000 Building $83,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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