541 Oak St, Niles, MI 49120 Property Records

Berrien County property record for 541 Oak St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,704 sqft
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on Record
Last Sale	$137,000 (Jan 2023)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-3960-0039-00-6`

Property Details

APN / Parcel Number

Primary APN	`73-3960-0039-00-6`
Alternative APN	`11-73-3960-0039-00-6`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	2,704 sqft Living Area
1st Floor Area	1,868 sqft
Basement Area	1,868 sqft
Unfinished Basement	1,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	184 ft deep x 68 ft wide
Garage Area	1,364 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 OAK ST
City	NILES
State	MI
Zip	49120-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 39 SUPERS REPLAT OF LOTS 62 & 63 W JUSTICES ADD CITY OF NILES
Legal Subdivision	W JUSTICES ADD
Legal Lot Number	39-63
Legal Unit	39,6
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1003
Census Tract	20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	54260 BITTERSWEET RD, MISHAWAKA, IN 46545-2114
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOGANSPORT SAVINGS BANK
Jan 4, 2023	Warranty Deed, Transfer · Commercial Mortgage LOGANSPORT SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	2023370554
Deed Book / Page	3396 / 1071
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	03114/1647
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	541 OAK ST, NILES, MI 49120-2729
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03402/3148
Date	Apr 21, 2023
Book Page	3402/3148
Instrument	2023379252

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank
Address	LOGANSPORT, IN 46947

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Dec 19, 2037

Interest

Change Frequency	10 Years

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 4, 2023
Property Address	541 OAK ST, NILES, MI 49120-2729
Document Number	03396/1071
Book / Page	3396 / 1071
Map Reference	LB 9 PG 45
Instrument Date	Dec 19, 2022
Instrument	2023370554
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,027.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54260 BITTERSWEET RD, MISHAWAKA, IN 46545-2114

Mortgage

Document Number	0033961072
Date	Jan 4, 2023
Instrument	3396-1072

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 19, 2037

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,100 (+5.82%)	$236,200 (+5.82%)
2025	$4,148.00 (+2.62%)	$111,600 (+61.27%)	$223,200 (+61.27%)
2024	$4,042.00 (+97.65%)
2023		$69,200	$138,400
2022	$2,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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