St. Johns County property record for 541 N Horseshoe Rd, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,288 sqft · built 2009 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,000 (Aug 2018) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 082800-0070 |
| Primary APN | 082800-0070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 1,838 sqft |
| 1st Floor Area | 1,288 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 464 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 541 N HORSESHOE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PART OF GRANT TO F J FATIO LYING E OF RD S16A LOT 7 OF UNREC PLAT ST AUG MGMT NORTH OR4604/496 & 5395/1552(Q/C) & 5836/1286(D/M) |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 99 |
| Legal Subdivision | ST. AUGUSTINE MANAGEMENT - SABATE (NORTH |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20903 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 541 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 3, 2025 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Oct 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | Feb 17, 2009 · Amount on Record |
| Deed Document Number | 201862770 |
| Deed Book / Page | 4604 / 496 |
| Last Transfer Date | Oct 11, 2021 |
| Transfer Doc | 0053951552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 541 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 442 COVE DR, SATSUMA, FL 32189-2814 |
| Document Number | 0060920521 |
|---|---|
| Date | Feb 3, 2025 |
| Book Page | 6092/521 |
| Instrument | 2025007985 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 541 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687 |
| Document Number | 0053951552 |
| Book / Page | 5395 / 1552 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 2021113056 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687 |
| Document Number | 0053951557 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 5395/1557 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 29, 2018 |
| Property Address | 541 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687 |
| Document Number | 0046040496 |
| Book / Page | 4604 / 0496 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 2018062770 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5778 PUTNAM CT, 5778, BUSHNELL, FL 33513-5039 |
| Name | Verified Name |
|---|---|
| Address | 541 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687 |
| Document Number | 2018062771 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018062771 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,622 (+0.83%) Land $65,450 Building $246,172 | $311,622 (+0.83%) Land $65,450 Building $246,172 | |
| 2025 | $4,511.00 (+19.02%) | $309,053 (+10.12%) | $309,053 (+10.12%) Land $65,450 Building $243,603 |
| 2024 | $3,790.00 (+86.88%) | $280,651 (+57.17%) | $280,651 (-1.79%) Land $65,450 Building $215,201 |
| 2023 | $2,028.00 (+3.52%) Homeowner's exemption | $178,565 (+3%) | $285,759 (+20.22%) Land $65,450 Building $220,309 |
| 2022 | $1,959.00 Homeowner's exemption | $173,364 | $237,689 Land $54,621 Building $183,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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