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509 N Horseshoe Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 509 N Horseshoe Rd, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,367 sqft · built 1977
Lot Size2.53 acres (110,206 sqft)
Owner2 Individual Names on File
Tax Bill$1,314 (2025)
Deeds & MortgagesDec 2023 Transfer
Oct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN082800-0110

Property Details

APN / Parcel Number

Primary APN082800-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,367 sqft Living Area
1st Floor Area1,367 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1992
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area110,206 sqft (2.53 acres)
Lot Dimensions415 ft deep x 160 ft wide
Garage TypeCarport
Garage Area504 sqft
CarportCarport
Carport Area504 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area85 sqft
Deck Area394 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address509 N HORSESHOE RD
CitySAINT AUGUSTINE
StateFL
Zip32084-1687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF GRANT TO FATIO OR DELESPINE SECS 56 & 99 LOT 10 & 11 OF UNREC PLAT OF ST AUG MGT NORTH OR267/675 & 320/591 Q/C OR273/727 & 607/411 Q/C & 1110/936(QC) & 5875/1653(L/E)
Legal Range29E
Legal Township06S
Legal Section56
Legal SubdivisionST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Phase56&99
Legal Block2
Legal Lot Number10,11
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2004
Census Tract20903

Owner

509 N Horseshoe Rd is owned and occupied by two individuals who acquired it in December 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address509 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Intrafamily Transfer, Transfer
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2023
Transfer Doc0058751653
Record UpdatedJun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 22, 2023
Property Address509 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687
Document Number0058751653
Book / Page5875 / 1653
Instrument DateDec 22, 2023
Instrument2023099206
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address509 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address509 N HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1687
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050781381
DateOct 23, 2020
Book Page5078/1381
Instrument2020094294
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 509 N Horseshoe Rd was $1,314 with a homeowner's exemption, up 17.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,283 (+2.7%)$303,582 (+2.82%) Land $131,000 Building $172,582
2025$1,314.00 (+17.53%) Homeowner's exemption$111,278 (+2.9%)$295,257 (+7.26%) Land $131,000 Building $164,257
2024$1,118.00 (+2.57%) Homeowner's exemption$108,142 (+3%)$275,264 (+7.78%) Land $131,000 Building $144,264
2023$1,090.00 (+4.81%) Homeowner's exemption$104,992 (+3%)$255,400 (+24.37%) Land $131,000 Building $124,400
2022$1,040.00 Homeowner's exemption$101,934$205,362 Land $105,638 Building $99,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 N Horseshoe Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA1 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 N Horseshoe Rd is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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