Cherokee County property record for 541 Morgan Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,554 sqft · built 2020 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jun 2025) |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014297-23-3 |
| Primary APN | 014297-23-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 25,700 sqft (0.589 acres) |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Street Address | 541 MORGAN DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 541 MORGAN DR LT#2 0.59AC |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970201 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 541 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2021 | Grant Deed, Transfer · FHA Mortgage MIDLAND MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Deed Document Number | 2025-3150 |
| Deed Book / Page | 185 / 2201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 17, 2025 |
| Property Address | 541 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Document Number | 0001852201 |
| Book / Page | 185 / 2201 |
| Map Reference | VOL 119 PG 2818 |
| Instrument Date | Jun 16, 2025 |
| Instrument | 2025-3150 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Document Number | 0020253151 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 2025-3151 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 30, 2021 |
| Property Address | 541 MORGAN DR # 2, 2, GAFFNEY, SC 29341-2518 |
| Document Number | 0001322570 |
| Book / Page | 000132 / 002570 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 1853 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 MORGAN DR GAFFNEY SC 293412518, GAFFNEY, SC 29341-2518 |
| Document Number | 1322572 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 000132/002572 |
| Instrument | 1854 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2051 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (+19.45%) Homeowner's exemption | $8,050 (-) Land $800 Building $7,250 | $201,300 (-) Land $20,000 Building $181,300 |
| 2023 | $838.00 | $8,050 Land $800 Building $7,250 | $201,300 Land $20,000 Building $181,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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