Cherokee County property record for 539 Morgan Dr, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,554 sqft · built 2019 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (Aug 2019) |
| Tax Bill | $915 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003424-23-3 |
| Primary APN | 003424-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,554 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 25,700 sqft (0.589 acres) |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Street Address | 539 MORGAN DR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 539 MORGAN DR |
| Legal Subdivision | STATE/SOUTH CAROLINA |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970201 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Apr 17, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Mar 31, 2020 | Grant Deed, Transfer · FHA Mortgage MIDLAND MTG |
| Aug 30, 2019 | Deed of Trust, Mortgage MIDLAND MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 0001151380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 539 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Document Number | 0001321736 |
| Instrument Date | Mar 18, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Title Company | NTC TITLE |
| Name | Verified Name |
|---|---|
| Address | 543 MORGAN DR GAFFNEY SC 293412518, GAFFNEY, SC 29341-2518 |
| Document Number | 0001321736 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 000132/001736 |
| Instrument | 1710 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 539 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Document Number | 0001212727 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 543 MORGAN DR GAFFNEY SC 29341, GAFFNEY, SC 29341 |
| Document Number | 0001212727 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 000121/002727 |
| Instrument | 1982 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 31, 2020 |
| Property Address | 539 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Document Number | 0001211327 |
| Book / Page | 000121 / 001327 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 1698 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 MORGAN DR GAFFNEY SC 29341, GAFFNEY, SC 29341 |
| Document Number | 1211329 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 000121/001329 |
| Instrument | 1699 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 539 MORGAN DR, GAFFNEY, SC 29341-2518 |
| Document Number | 0001151383 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 539 MORGAN DR GAFFNEY SC 293412518, GAFFNEY, SC 29341-2518 |
| Document Number | 0001151383 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 000115/001383 |
| Instrument | 4352 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $915.00 (+19.45%) | $7,360 (-) Land $600 Building $6,760 | $184,000 (-) Land $15,000 Building $169,000 |
| 2023 | $766.00 | $7,360 Land $600 Building $6,760 | $184,000 Land $15,000 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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