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541 Mercer Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 541 Mercer Ct, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,120 sqft · built 2002
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$240,500 (Apr 2009)
Tax Bill$7,766 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2018 Transfer
APN04-19-0-106-013

Property Details

APN / Parcel Number

Primary APN04-19-0-106-013

Interior

Full Baths4 Baths
Stories2 Stories
Building Area1,120 sqft Living Area
Upper Floors Area44 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeFrame
Lot Area16,553 sqft (0.38 acres)
Garage TypeMixed
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area726 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address541 MERCER CT
CityO FALLON
StateIL
Zip62269-3579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLARYS GROVE 3RD ADD LOT/SEC-67 A02597930
Legal SubdivisionCLARYS GROVE 3RD ADD
Legal Block106
Legal Lot Number67
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2009
Census Tract504355

Owner

541 Mercer Ct is owned and occupied by two individuals who acquired it in November 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address541 MERCER CT, O FALLON, IL 62269-3579
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BK
Dec 4, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2009 · Amount on File
Deed SaleApr 14, 2009 · Amount on File
Prior SaleJan 14, 2003 · Amount on File
Deed Document Number20092154847
Last Transfer DateNov 28, 2018
Transfer Doc0002597930
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address541 MERCER CT, O FALLON, IL 62269-3579
Document Number00A2684541
Instrument DateJan 12, 2021
Transaction TypeMortgage
Record UpdatedApr 22, 2021
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address541 MERCER CT BELLEVILLE IL 622693579, BELLEVILLE, IL 62269-3579

Mortgage

Document Number00A2684541
DateJan 22, 2021
Instrument2684541
Lender
NameCARROLLTON BK
TypeBank
AddressBELLEVILLE, IL 62269
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 21, 2046

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateDec 4, 2018
Property Address541 MERCER CT, O FALLON, IL 62269-3579
Document Number00A2597930
Instrument DateNov 28, 2018
Instrument2597930
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address541 MERCER CT O FALLON IL 622693579, O FALLON, IL 62269-3579

Tax Assessment & Valuation

The 2025 property tax bill for 541 Mercer Ct was $7,766 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,766.00$113,741 Land $26,421 Building $87,320$341,223 Land $79,263 Building $261,960
2022$84,665 Land $19,667 Building $64,998$253,995 Land $59,001 Building $194,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 541 Mercer Ct; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Mercer Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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