St. Clair County property record for 536 Mercer Ct, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,262 sqft · built 2003 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $433,000 (Nov 2025) |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jun 2017 Mortgage |
| APN | 04-19-0-113-014 |
| Primary APN | 04-19-0-113-014 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,262 sqft Living Area |
| Basement Area | 1,262 sqft |
| Unfinished Basement | 1,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 646 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|
| Street Address | 536 MERCER CT |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARYS GROVE 3RD ADD LOT/SEC-65 A02867043 |
| Legal Subdivision | CLARYS GROVE 3RD ADD |
| Legal Block | 113 |
| Legal Lot Number | 65 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 504355 |
536 Mercer Ct is owned and occupied by two individuals who bought it in November 2025.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 536 MERCER CT, O FALLON, IL 62269-3576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO |
| Jun 26, 2017 | Deed of Trust, Mortgage · VA Mortgage CARROLLTON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Aug 15, 2006 · Amount on File |
| Deed Document Number | 20252867043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 21, 2025 |
| Property Address | 536 MERCER CT, O FALLON, IL 62269-3576 |
| Document Number | 0A02867043 |
| Map Reference | MB 101 PG 37 |
| Instrument Date | Nov 17, 2025 |
| Instrument | A02867043 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 536 MERCER CT, O FALLON, IL 62269-3576 |
| Document Number | 0A02867044 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | A02867044 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 536 MERCER CT, O FALLON, IL 62269-3576 |
| Document Number | 00A2542274 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | BENCHMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 536 MERCER CT O FALLON IL 622693576, O FALLON, IL 62269-3576 |
| Document Number | 00A2542274 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 2542274 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 4, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 536 Mercer Ct was $2,324 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,324.00 | $114,729 (+9.62%) Land $18,300 Building $96,429 | $344,187 (+9.62%) Land $54,900 Building $289,287 |
| 2024 | $104,661 Land $16,694 Building $87,967 | $313,983 Land $50,082 Building $263,901 | |
| 2022 | $85,402 Land $13,622 Building $71,780 | $256,206 Land $40,866 Building $215,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 536 Mercer Ct; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 536 Mercer Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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