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541 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 541 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,251 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$199,000 (2008)
Tax Bill$1,885.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-2320

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area2,251 sqft Living Area
Gross Area2,680 sqft Gross Area
1st Floor2,251 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area429 sqft Garage
Patio Area24 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address541 MACKENZIE CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-3436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 232 OR3118/998 & 3338/382(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number232
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-2320

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address541 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
BRANCH BANKING AND TRUST CO
Mar 30, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
TRUIST BK
May 01, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
BRANCH BK&TR
Apr 06, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2008 · Amount on Record
Deed SaleAug 28, 2008 · Amount on Record
Prior SaleJan 28, 2004 · Amount on Record
Deed Doc Number200847701
Deed Book / Page3118 / 998
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address541 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Transaction TypeMortgage
Record UpdatedMay 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436

Mortgage

Document Number0052500996
DateApr 28, 2021
Book Page5250/996
Instrument2021047510
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term348 Months
DueApr 01, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address541 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Document Number0049120708
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 MACKENZIE CIR ST AUGUSTINE FL 320923436, ST AUGUSTINE, FL 32092-3436

Mortgage

Document Number0049120708
DateMar 30, 2020
Book Page004912/000708
Instrument25088
Lender
NameTRUIST BK
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address541 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Document Number0044740901
Book / Page004474 / 000901
Instrument DateMay 01, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address541 MACKENZIE CIR ST AUGUSTINE FL 320923436, ST AUGUSTINE, FL 32092-3436

Mortgage

Document Number0044740901
DateDec 11, 2017
Book Page004474/000901
Instrument83420
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28258-0302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 10, 2047
Interest
Rate TypeFixed Rate
Rate4%

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address541 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Document Number0043610450
Book / Page004361 / 000450
Instrument DateApr 06, 2017
Transaction TypeMortgage
Record UpdatedMay 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address541 MACKENZIE CIR ST AUGUSTINE FL 320923436, ST AUGUSTINE, FL 32092-3436

Mortgage

Document Number0043610450
DateApr 19, 2017
Book Page004361/000450
Instrument27107
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28258-0302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 18, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$158,088 (+2.7%)$332,684 (-1.3%) Land $70,000 Building $262,684
2025$1,885.00 (+15.29%) Homeowner's exemption$153,932 (+2.9%)$337,070 (-3.8%) Land $70,000 Building $267,070
2024$1,635.00 (+2.32%) Homeowner's exemption$149,594 (+3%)$350,392 (-4.19%) Land $80,000 Building $270,392
2023$1,598.00 (+3.97%) Homeowner's exemption$145,237 (+3%)$365,713 (+7.99%) Land $82,790 Building $282,923
2022$1,537.00 Homeowner's exemption$141,007$338,667 Land $73,920 Building $264,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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