538 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 538 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,917 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$172,400 (2004)
Tax Bill$1,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-2480

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,917 sqft Living Area
Gross Area2,346 sqft Gross Area
1st Floor1,917 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area429 sqft Garage
Patio Area260 sqft Patio
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address538 MACKENZIE CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-3433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 248 OR2211/1479
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number248
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4013
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-2480

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
VYSTAR CU
Apr 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2004 · Amount on Record
Deed SaleMay 28, 2004 · Amount on Record
Deed Doc Number200441009
Deed Book / Page2211 / 1479
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address538 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3433
Transaction TypeMortgage
Record UpdatedOct 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3433

Mortgage

Document Number0058291598
DateSep 22, 2023
Book Page5829/1598
Instrument2023075214
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2043

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address538 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3433
Document Number0045330450
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 09, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address538 MACKENZIE CIR ST AUGUSTINE FL 320923433, ST AUGUSTINE, FL 32092-3433

Mortgage

Document Number0045330450
DateApr 18, 2018
Book Page004533/000450
Instrument26059
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 17, 2038

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$149,065 (+2.7%)$311,071 (-0.82%) Land $70,000 Building $241,071
2025$1,767.00 (+15.72%) Homeowner's exemption$145,146 (+2.9%)$313,632 (-4.02%) Land $70,000 Building $243,632
2024$1,527.00 (+2.35%) Homeowner's exemption$141,055 (+3%)$326,781 (-4.17%) Land $80,000 Building $246,781
2023$1,492.00 (+4.04%) Homeowner's exemption$136,947 (+3%)$341,001 (+8.33%) Land $82,790 Building $258,211
2022$1,434.00 Homeowner's exemption$132,958$314,770 Land $73,920 Building $240,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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