541 Irish Rose Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 541 Irish Rose Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,267 sqft · built 2015
Lot Size	1.53 acres (66,646 sqft)
Owner	2 Individual Names on File
Last Sale	$401,797 (Mar 2015)
Tax Bill	$334 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012971-0320`

Property Details

APN / Parcel Number

Primary APN	`012971-0320`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,267 sqft Living Area
Gross Area	4,866 sqft
1st Floor Area	2,043 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,646 sqft (1.53 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Finished/Open Porch
Porch Area	354 sqft
Deck Area	Deck Area
Patio Area	1,232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 IRISH ROSE RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63/77-85 ASHLEY OAKS LOT 32 OR3998/162
Legal Range	27E
Legal Township	06S
Legal Section	24
Legal Subdivision	ASHLEY OAKS
Legal Block	1
Legal Lot Number	32
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	20905

Owner

Source: St. Johns County records · APN 012971-0320

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	541 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2015 · Amount on Record
Deed Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	201514434
Deed Book / Page	3998 / 162
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	541 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2134
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2134

Mortgage

Document Number	0050411208
Date	Sep 14, 2020
Book Page	5041/1208
Instrument	2020078197

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,207 (+2.7%)	$798,544 (+0.94%) Land $120,000 Building $678,544
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$452,977 (+2.9%)	$791,109 (+14.32%) Land $130,000 Building $661,109
2024	$254.00 Disabled Person's exemption Veteran's exemption	$440,211 (+3%)	$691,985 (+0.42%) Land $130,000 Building $561,985
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$427,389 (+3%)	$689,119 (+0.32%) Land $134,400 Building $554,719
2022	$236.00 Disabled Person's exemption Veteran's exemption	$414,941	$686,917 Land $134,400 Building $552,517

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554471, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.