541 Eastern Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 541 Eastern Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 910 sqft · built 1935
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Feb 2011)
Tax Bill	$492 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-014897`

Property Details

APN / Parcel Number

Primary APN	`22-014897`
Alternative APN	`014897`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	910 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014897
Street Address	541 EASTERN AVE
City	CUMBERLAND
State	MD
Zip	21502-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	541 EASTERN AVE LOTS 255-256 80X120
Legal Subdivision	CUMBERLAND IMPROV CO
Legal Lot Number	255,256
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1019
Census Tract	500

Owner

Source: Allegany County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 EASTERN AVE, CUMBERLAND, MD 21502-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST PEOPLES COMMUNITY FCU
Dec 18, 2019	Deed of Trust, Mortgage · Conventional with PMI ACT 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2011 · Amount on Record
Deed Sale	Feb 22, 2011 · Amount on Record
Prior Sale	Dec 14, 2010 · Amount on Record
Deed Book / Page	1763 / 280
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	541 EASTERN AVE, CUMBERLAND, MD 21502-2512
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 EASTERN AVE, CUMBERLAND, MD 21502-2512

Mortgage

Document Number	003121-0338
Date	Dec 22, 2025
Book Page	3121/338

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	541 EASTERN AVE, CUMBERLAND, MD 21502-2512
Document Number	0025250289
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 EASTERN AVE CUMBERLAND MD 215022512, CUMBERLAND, MD 21502-2512

Mortgage

Document Number	0025250289
Date	Dec 27, 2019
Book Page	002525/000289

Lender

Name	ACT 1ST FCU
Address	LAVALE, MD 21502

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Dec 26, 2029

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,200 (+35.38%) Land $6,900 Building $59,300	$66,200 (+35.38%) Land $6,900 Building $59,300
2025	$492.00 (+8.37%) Homeowner's exemption
2023	$454.00 Homeowner's exemption	$48,900 Land $6,900 Building $42,000	$48,900 Land $6,900 Building $42,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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