Allegany County property record for 538 Eastern Ave, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1937 |
| Square Footage | 828 sqft Total Area |
| Lot Size | 4,800 sqft (0.11 acres) |
| Garage | Detached, 672 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $66,000 (2023) |
| Tax Bill | $658.00 (2025) |
| Primary APN | 22-009028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 828 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Asbestos Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,800 sqft (0.11 acres) |
| Depth X Width | 120 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 672 sqft Garage |
| Porch Area | 234 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 009028 |
|---|---|
| Street Address | 538 EASTERN AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 538 EASTERN AVE LOT 231 40X120 |
| Legal Subdivision | CUMBERLAND IMPROV CO |
| Legal Lot Number | 231 |
| Jurisdiction | ALLEGANY MD |
| Minor Civil Division | 22, CUMBERLAND |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 500 |
Source: Allegany County records · APN 22-009028
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 EASTERN AVE, CUMBERLAND, MD 21502-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Dec 08, 2005 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 21, 2023 |
| Property Address | 538 EASTERN AVE, CUMBERLAND, MD 21502-2513 |
| Document Number | 002925-0131 |
| Book / Page | 2925 / 131 |
| Instrument Date | Oct 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 EASTERN AVE, CUMBERLAND, MD 21502-2513 |
| Document Number | 0029250138 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2925-0138 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,100 (+45.11%) Land $4,800 Building $75,300 | $80,100 (+45.11%) Land $4,800 Building $75,300 | |
| 2025 | $658.00 (+28.27%) | ||
| 2023 | $513.00 Homeowner's exemption | $55,200 Land $4,800 Building $50,400 | $55,200 Land $4,800 Building $50,400 |
538 Eastern Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Allegany County (24001C), updated November 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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