541 E Main St, Ripon, CA 95366 Property Records

San Joaquin County property record for 541 E Main St, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,170 sqft Living Area
Lot Size22,154 sqft (0.508 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2019)
Tax Bill$5,058.00 (2025)

Owner

Source: San Joaquin County records · APN 261-170-050-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address541 E MAIN ST, RIPON, CA 95366-2903
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Line of Credit
GEORGIAS OWN CU
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 03, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SUMMIT FUNDING INC
Apr 24, 2019Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2019 · Amount on Record
Deed SaleApr 24, 2019 · Amount on Record
Prior SaleJul 03, 2014 · Amount on Record
Deed Doc Number2019-040808
Record RefreshedJun 07, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address541 E MAIN ST, RIPON, CA 95366-2903
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 E MAIN ST, RIPON, CA 95366-2903

Mortgage

Document Number0000011499
DateJan 27, 2022
Instrument2022-011499
Lender
NameGEORGIAS OWN CU
TypeCredit Union
AddressATLANTA, GA 30303
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address541 E MAIN ST, RIPON, CA 95366-2903
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 E MAIN ST, RIPON, CA 95366-2903

Mortgage

Document Number0000011498
DateJan 27, 2022
Instrument2022-011498
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address541 E MAIN ST, RIPON, CA 95366-2903
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037722
DateApr 03, 2017
Instrument2017-037722
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 24, 2019
Property Address541 E MAIN ST, RIPON, CA 95366-2903
Document Number0000040808
Instrument DateApr 16, 2019
Instrument2019-040808
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyPLACER TITLE COMPANY MANTECA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address541 E MAIN ST, RIPON, CA 95366-2903

Mortgage

Document Number0000040809
DateApr 24, 2019
Instrument2019-040809
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,058.00 (+3.82%)$466,261 (+4.04%) Land $128,283 Building $337,978
2023$4,872.00 (+8.7%)$448,156 Land $123,302 Building $324,854
2022$4,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN261-170-050-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,170 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area22,154 sqft (0.508 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address541 E MAIN ST
CityRIPON
StateCA
Zip95366-2903
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description94-LAND SIZE CORRECTED
Legal SubdivisionRIPON MAP 01
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4017
Census Tract5001

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