San Joaquin County property record for 538 E Main St, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1949 |
| Square Footage | 2,095 sqft Living Area |
| Lot Size | 11,902 sqft (0.273 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $700,000 (2022) |
| Tax Bill | $4,566.00 (2025) |
| Primary APN | 261-150-120-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,095 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1949 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 11,902 sqft (0.273 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 538 E MAIN ST |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2904 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:RIPON SUBD:VAN VELDHUIZEN TRACT MAP REF:MB 261 PG 15 |
| Legal Subdivision | VAN VELDHUIZEN TRACT |
| Legal Lot Number | 16 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-150-120-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 03, 2022 | Grant Deed, Transfer · Conventional Mortgage PFN LENDING GROUP INC |
| Jun 22, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CATALYST MORTGAGE |
| Aug 08, 2017 | Grant Deed, Transfer · Conventional Mortgage RABOBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2022 · Amount on Record |
| Deed Sale | Nov 03, 2022 · Amount on Record |
| Prior Sale | Jun 22, 2021 |
| Deed Doc Number | 2022-125898 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 21, 2026 |
| Property Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000065799 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202665799 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000065799, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202665799 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 03, 2022 |
| Property Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000125898 |
| Map Reference | MB 11 PG 91 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022-125898 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000125899 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 2022-125899 |
| Name | PFN LENDING GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 22, 2021 |
| Property Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000106286 |
| Map Reference | VOL 11 PG 91 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021-106286 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000106287 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-106287 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 08, 2017 |
| Property Address | 538 E MAIN ST, RIPON, CA 95366-2904 |
| Document Number | 0000089793 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 89793 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $563.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 538 E MAIN ST RIPON CA 953662904, RIPON, CA 95366-2904 |
| Document Number | 89794 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 89794 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421-6002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,566.00 (+3.75%) | $414,165 (+4.04%) Land $142,226 Building $271,939 |
| 2023 | $4,401.00 (+1.59%) | $398,084 Land $136,704 Building $261,380 |
| 2022 | $4,332.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 11th in California |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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