541 E Main St, Bradford, OH 45308 Property Records

Miami County property record for 541 E Main St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 2006
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$135,200 (Jan 2025)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-006230`

Property Details

APN / Parcel Number

Primary APN	`H18-006230`
Alternative APN	`090422.3-01-012-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	96 ft deep x 64 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	541 E MAIN ST
City	BRADFORD
State	OH
Zip	45308-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 615
Legal Subdivision	VILLAGE/BRADFORD
Legal Lot Number	615
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2009
Census Tract	320100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	541 E MAIN ST, BRADFORD, OH 45308-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 16, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	65
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	541 E MAIN ST, BRADFORD, OH 45308-1115
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 E MAIN ST, BRADFORD, OH 45308-1115

Mortgage

Document Number	0000000631
Date	Jan 15, 2026
Instrument	2026OR-00631

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	541 E MAIN ST, BRADFORD, OH 45308-1115
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021726
Date	Dec 15, 2021
Instrument	2021OR-21726

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 16, 2020
Property Address	541 E MAIN ST, BRADFORD, OH 45308-1115
Document Number	0000009548
Instrument Date	Jul 10, 2020
Instrument	9548
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 E MAIN ST BRADFORD OH 453081115, BRADFORD, OH 45308-1115

Mortgage

Document Number	9549
Date	Jul 16, 2020
Instrument	9549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (+17.92%) Homeowner's exemption	$64,090 (+33.35%) Land $4,800 Building $59,290	$183,100 (+33.36%) Land $13,700 Building $169,400
2024	$1,858.00 (+1.81%) Homeowner's exemption	$48,060 (-) Land $5,180 Building $42,880
2023	$1,825.00 (-4.8%) Homeowner's exemption	$48,060 (-) Land $5,180 Building $42,880	$137,300 (-) Land $14,800 Building $122,500
2022	$1,917.00 Homeowner's exemption	$48,060 Land $5,180 Building $42,880	$137,300 Land $14,800 Building $122,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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