540 E Main St, Bradford, OH 45308 Property Records

Miami County property record for 540 E Main St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,680 sqft · built 1920
Lot Size	0.153 acres (6,708 sqft)
Owner	Company Name on Record
Last Sale	$27,000 (Oct 2018)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H18-003800`

Property Details

APN / Parcel Number

Primary APN	`H18-003800`
Alternative APNs	`090422.2-12-039-00` `H18BF037 00800`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	840 sqft
Upper Floors Area	840 sqft
Basement Area	420 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,708 sqft (0.153 acres)
Lot Dimensions	134 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	80 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H18BF037 00800
Street Address	540 E MAIN ST
City	BRADFORD
State	OH
Zip	45308-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 380 49.5
Legal Subdivision	IDDINGS ADD
Legal Lot Number	380 49
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2024
Census Tract	320100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	540 E MAIN ST, BRADFORD, OH 45308-1116
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage MERCER SAVINGS BANK
Oct 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	2335
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	540 E MAIN ST, BRADFORD, OH 45308-1116
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004478
Date	Apr 9, 2020
Instrument	2020OR-04478

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate	4.87%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 18, 2018
Property Address	540 E MAIN ST, BRADFORD, OH 45308-1116
Document Number	0000012710
Instrument Date	Oct 16, 2018
Instrument	12710
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$54.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	540 E MAIN ST BRADFORD OH 453081116, BRADFORD, OH 45308-1116

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 13, 2018
Property Address	540 E MAIN ST, BRADFORD, OH 45308-1116
Document Number	0000011282
Instrument Date	Sep 11, 2018
Instrument	11282
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$31.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949
Investor	Possibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 31, 2018
Property Address	540 E MAIN ST, BRADFORD, OH 45308-1116
Document Number	0000001326
Instrument Date	Jan 24, 2018
Instrument	1326
Transaction Type	Foreclosure
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$64.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E MAIN ST BRADFORD OH 453081116, BRADFORD, OH 45308-1116

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+30.38%)	$47,610 (+47.35%) Land $4,450 Building $43,160	$136,000 (+47.35%) Land $12,700 Building $123,300
2024	$1,277.00 (+1.83%)	$32,310 (-) Land $4,830 Building $27,480
2023	$1,254.00 (-4.78%)	$32,310 (-) Land $4,830 Building $27,480	$92,300 (-) Land $13,800 Building $78,500
2022	$1,317.00	$32,310 Land $4,830 Building $27,480	$92,300 Land $13,800 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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