541 Dickinson Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 541 Dickinson Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,304 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$401,000 (May 2019)
Deeds & Mortgages	Aug 2023 Transfer May 2020 Mortgage + 5 more
APN	`03-13-0-102-030`

Property Details

APN / Parcel Number

Primary APN	`03-13-0-102-030`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,304 sqft Living Area
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	541 DICKINSON DR
City	O FALLON
State	IL
Zip	62269-7097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR CREEK PHASE 4A LOT 64 A02790632
Legal Subdivision	WINDSOR CREEK
Legal Phase	4
Legal Block	102
Legal Lot Number	64
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3024
Census Tract	503404

Owner

541 Dickinson Dr is owned and occupied by an individual who acquired it in August 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Intrafamily Transfer, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage GERSHMAN MTG
May 8, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage GERSHMAN MTG
Mar 11, 2019	Loan Modification, Mortgage CITIZENS CMNTY BK
Dec 27, 2018	Loan Modification, Mortgage · Line of Credit CITIZENS CMNTY BK
Apr 3, 2018	Trustee's Deed, Construction Loan · Line of Credit CITIZENS CMNTY BK/MASCOUTAH
May 12, 2017	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Document Number	20192612176
Last Transfer Date	Aug 24, 2023
Transfer Doc	0002790632
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Aug 30, 2023
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	0A02790632
Map Reference	DOC A02369068
Instrument Date	Aug 24, 2023
Instrument	A02790632
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 DICKINSON DR, O FALLON, IL 62269-7097

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2653458
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	541 DICKINSON DR O FALLON IL 622697097, O FALLON, IL 62269-7097

Mortgage

Document Number	00A2653458
Date	Jun 5, 2020
Instrument	2653458

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 8, 2019
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2612176
Instrument Date	Apr 30, 2019
Instrument	2612176
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6765 RIDGEWOOD DR PAPILLION NE 681332115, PAPILLION, NE 68133-2115

Mortgage

Document Number	A2612177
Date	May 8, 2019
Instrument	2612177

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2607065
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 DICKINSON DR O FALLON IL 622697097, O FALLON, IL 62269-7097

Mortgage

Document Number	00A2607065
Date	Mar 20, 2019
Instrument	2607065

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 19, 2020

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2602117
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 DICKINSON DR O FALLON IL 622697097, O FALLON, IL 62269-7097

Mortgage

Document Number	00A2602117
Date	Jan 22, 2019
Instrument	2602117

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Line of Credit
Term	12 Months
Due	Jan 21, 2020

Interest

Rate Type	Adjustable Rate

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 3, 2018
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Instrument Date	Mar 27, 2018
Instrument	2571855
Transaction Type	Construction Loan
Record Updated	Apr 12, 2018
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 DICKINSON DR O FALLON IL 622697097, O FALLON, IL 62269-7097

Mortgage

Document Number	00A2571855
Date	Apr 3, 2018
Instrument	2571855

Lender

Name	CITIZENS CMNTY BK/MASCOUTAH
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 2, 2019

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 12, 2017
Property Address	541 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2536703
Instrument Date	May 11, 2017
Instrument	2536703
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	423 N HIGH ST O FALLON IL 62269, O FALLON, IL 62269

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$161,621 Land $25,655 Building $135,966	$484,863 Land $76,965 Building $407,898
2022	$116,630 Land $20,206 Building $96,424	$349,890 Land $60,618 Building $289,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 541 Dickinson Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Dickinson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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