509 Dickinson Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 509 Dickinson Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,796 sqft · built 2017
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$327,500 (Jun 2017)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 3 more
APN	`03-13-0-102-043`

Property Details

APN / Parcel Number

Primary APN	`03-13-0-102-043`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,796 sqft Living Area
Basement Area	1,796 sqft
Unfinished Basement	1,796 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	509 DICKINSON DR
City	O FALLON
State	IL
Zip	62269-7097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR CREEK PHASE 4B LOT 72 A02539422
Legal Subdivision	WINDSOR CREEK
Legal Phase	4
Legal Block	102
Legal Lot Number	72
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3024
Census Tract	503404

Owner

509 Dickinson Dr is owned and occupied by two individuals who bought it in June 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 DICKINSON DR, O FALLON, IL 62269-7097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage SCOTT CU
Jun 9, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICAN FNDG
Feb 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PROVIDENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20172539422
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	509 DICKINSON DR, O FALLON, IL 62269-7097
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02758342
Date	Sep 6, 2022
Instrument	A02758342

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	509 DICKINSON DR, O FALLON, IL 62269-7097
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02715258
Date	Sep 3, 2021
Instrument	A02715258

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2051

Interest

Rate	2.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	509 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2630292
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 DICKINSON DR O FALLON IL 622697097, O FALLON, IL 62269-7097

Mortgage

Document Number	00A2630292
Date	Oct 16, 2019
Instrument	2630292

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 9, 2017
Property Address	509 DICKINSON DR, O FALLON, IL 62269-7097
Document Number	00A2539422
Instrument Date	Jun 2, 2017
Instrument	2539422
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 HOLLOW OAK CT O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2539423
Date	Jun 9, 2017
Instrument	2539423

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 22, 2017
Property Address	509 DICKINSON DR, O FALLON, IL 62269-7097
Instrument Date	Feb 17, 2017
Instrument	2527783
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4001 STATE ROUTE 159 #107 SMITHTON IL 622852508, 107, SMITHTON, IL 62285-2508

Mortgage

Document Number	00A2527783
Date	Feb 22, 2017
Instrument	2527783

Lender

Name	PROVIDENCE BK
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$148,164 Land $26,288 Building $121,876	$444,492 Land $78,864 Building $365,628
2022	$104,182 Land $20,703 Building $83,479	$312,546 Land $62,109 Building $250,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 509 Dickinson Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Dickinson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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