541 Combs Ferry Rd, Winchester, KY 40391 Property Records

Clark County property record for 541 Combs Ferry Rd, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,006 sqft · built 2003
Lot Size5.05 acres (219,978 sqft)
Owner2 Trust Names on File
Tax Bill$4,310 (2025)
Flood ZoneZone X (minimal risk)
APN005-0000-003-05

Property Details

APN / Parcel Number

Primary APN005-0000-003-05
Alternative APN
  • 293700010001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area3,006 sqft Living Area
Basement Area2,634 sqft
Finished Basement2,634 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer
Construction TypeSteel Frame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area219,978 sqft (5.05 acres)
Lot Dimensions1,080 ft deep x 250 ft wide
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number293700010001
Street Address541 COMBS FERRY RD
CityWINCHESTER
StateKY
Zip40391-9759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRICULTURE
Legal DescriptionPARCEL 6 PLAT 1205B
JurisdictionCLARK KY
Township / Civil DivisionFORD-BOONESBOROUGH
Census Block Group1
Census Block1007
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upper Reaches of Boone Creek Rural Historic District
listed 2009 · 250 contributing resources · NRIS 09000569

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

541 Combs Ferry Rd is owner-occupied and held in a trust.

Source: Clark County records, as of January 9, 2026

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address541 COMBS FERRY RD, WINCHESTER, KY 40391-9759
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000575788
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 541 Combs Ferry Rd was $4,310 with a homeowner's exemption.

Source: Clark County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,310.00 Homeowner's exemption$497,600 Land $100,000 Building $397,600$497,600 Land $100,000 Building $397,600
2023$497,600$497,600
2022$4,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Combs Ferry Rd in Zone X, an area of minimal flood risk, though there have been 116 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims116 (1978–2025)
Claims Outside the SFHA6 of 116
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 16 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 17 claims
  • Severe Storms & Flooding, Feb 1989 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Combs Ferry Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

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