433 Combs Ferry Rd, Winchester, KY 40391 Property Records

Clark County property record for 433 Combs Ferry Rd, Winchester, KY 40391

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 3 ba · 4,056 sqft · built 2000
Lot Size10.4 acres (456,509 sqft)
Owner2 Individual Names on Record
Last Sale$677,500 (Jul 2014)
Tax Bill$5,411 (2025)
Flood ZoneZone X (minimal risk)
APN005-0000-003-02

Property Details

APN / Parcel Number

Primary APN005-0000-003-02
Alternative APN
  • 869250010001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area4,056 sqft Total Area
Basement Area4,056 sqft
Finished Basement4,056 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area456,509 sqft (10.4 acres)
TerrainRolling
Garage Area960 sqft
DrivewayDriveway
Driveway Area340 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area132 sqft
Patio Area438 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number869250010001
Street Address433 COMBS FERRY RD
CityWINCHESTER
StateKY
Zip40391-9759
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAGRICULTURE
Legal DescriptionPARCEL 3 PLAT 1205B & PARCEL 20 PLAT 2186
JurisdictionCLARK KY
Township / Civil DivisionFORD-BOONESBOROUGH
Census Block Group1
Census Block1007
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upper Reaches of Boone Creek Rural Historic District
listed 2009 · 250 contributing resources · NRIS 09000569

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clark County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 COMBS FERRY RD, WINCHESTER, KY 40391-9759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2014 · Amount on Record
Deed SaleJul 30, 2014 · Amount on Record
Deed Document Number0000539486
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clark County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,411.00 (-9.86%) Homeowner's exemption$612,200 (-)$758,900 (-)
2023$612,200$758,900
2022$6,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims116 (1978–2025)
Claims Outside the SFHA6 of 116
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 16 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 17 claims
  • Severe Storms & Flooding, Feb 1989 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Nearby Properties on Combs Ferry Rd

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