Madison County property record for 541 Cady Dr, Richmond, KY 40475
| Property Type | Condominium |
|---|---|
| Details | 1,136 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2025) |
| Tax Bill | $1,414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-011C-0021 |
| Primary APN | 0070-011C-0021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,136 sqft Living Area |
| Architectural Style | Condo/Apartment |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 75835 |
|---|---|
| Street Address | 541 CADY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ARCADIAN COTTAGES CONDO UNIT 21 |
| Legal Subdivision | ARCADIAN COVE |
| Legal Lot Number | 21 |
| Legal Unit | 21 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10902 |
541 Cady Dr, a condominium, is owned and occupied by two individuals who bought it in May 2025.
Source: Madison County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 CADY DR, RICHMOND, KY 40475-8294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Deed Document Number | 202514258800 |
| Deed Book / Page | 867 / 209 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 0014124706 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 541 Cady Dr was $1,414.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 | $150,000 | $150,000 |
| 2023 | $1,164.00 (-0.26%) | $120,000 (-) | $120,000 (-) |
| 2022 | $1,167.00 | $120,000 | $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Cady Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 541 Cady Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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