536 Cady Dr, Richmond, KY 40475 Property Records

Madison County property record for 536 Cady Dr, Richmond, KY 40475

Property Summary

Property TypeCondominium
OwnerIndividual Name on Record
Last Sale$107,900 (Nov 2020)
Tax Bill$1,320 (2025)
Deeds & MortgagesNov 2020 Sale
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0070-011D-000B

Property Details

APN / Parcel Number

Primary APN0070-011D-000B
Alternative APNs
  • 130140
  • 92988
  • 59935

Exterior

Architectural StyleCondo/Apartment

Location & Zoning

Account Number59935
Street Address536 CADY DR
CityRICHMOND
StateKY
Zip40475-8294
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionARCADIAN COTTAGES CONDO UNIT B
Legal SubdivisionARCADIAN COVE PAVILION GOLDEN
Legal UnitB
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2020
Census Tract10902

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address536 CADY DR, RICHMOND, KY 40475-8294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed, Transfer
Feb 22, 2018Warranty Deed, Transfer · Commercial Mortgage
CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2020 · Amount on Record
Deed SaleNov 17, 2020 · Amount on Record
Prior SaleFeb 22, 2018 · Amount on Record
Deed Document Number202014024332
Deed Book / Page797 / 214
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 17, 2020
Property Address536 CADY DR, RICHMOND, KY 40475-8294
Document NumberD00797/214
Book / PageD00797 / 214
Map ReferenceMB 662 PG 759
Instrument DateNov 10, 2020
Instrument2014024332
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

AmountAmount Recorded
Tax$108.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4127 TRADITION WAY, 4127, LEXINGTON, KY 40509-4486

Transferred To (Grantee/Buyer)

NameVerified Name
Address536 CADY DR, RICHMOND, KY 40475-8294

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateFeb 22, 2018
Property Address536 CADY DR, RICHMOND, KY 40475-8294
Document NumberD00756/121
Book / PageD00756 / 121
Map ReferenceMB711 PG787
Instrument DateFeb 21, 2018
Instrument2013972056
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address82552 D ST, 82552, HERMISTON, OR 97838-9794

Transferred To (Grantee/Buyer)

NameVerified Name
Address4127 TRADITION WAY, LEXINGTON, KY 40509-4486

Mortgage

Document Number2013972057
DateFeb 22, 2018
Instrument2013972057
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 21, 2038

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,320.00 (+26.2%)$140,000 (+29.75%)$140,000 (+29.75%)
2023$1,046.00 (-0.29%)$107,900 (-)$107,900 (-)
2022$1,049.00$107,900$107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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