5409 Zurich Dr, Wrightwood, CA 92397 Property Records

San Bernardino County property record for 5409 Zurich Dr, Wrightwood, CA 92397

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1980
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Aug 2022)
Tax Bill	$5,570 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0356-393-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0356-393-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	384 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Porch	Patio/Porch
Porch Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5409 ZURICH DR
City	WRIGHTWOOD
State	CA
Zip	92397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 7646 LOT 30
Legal Subdivision	TRACT NO 7646
Legal Tract	7646
Legal Block	3
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	MOUNT BALDY-WRIGHTWOOD
Census Block Group	3
Census Block	3028
Census Tract	9201

Owner

5409 Zurich Dr is owned and occupied by an individual who bought it in August 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 25, 2022	Grant Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
Mar 5, 2021	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jan 3, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	2022292698
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000044128
Date	Feb 17, 2026
Instrument	2026-0044128

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2046

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 25, 2022
Property Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397
Document Number	0000292698
Map Reference	MB 115 PG 31-32
Instrument Date	Jul 28, 2022
Instrument	2022-0292698
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000292699
Date	Aug 25, 2022
Instrument	2022-0292699

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 5, 2021
Property Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397
Document Number	0000103324
Map Reference	MB 115 PG 31&32
Instrument Date	Feb 12, 2021
Instrument	2021-0103324
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000103325
Date	Mar 5, 2021
Instrument	2021-0103325

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2020
Property Address	5409 ZURICH DR, WRIGHTWOOD, CA 92397
Document Number	0000003278
Map Reference	MB 115 PG 31&32
Instrument Date	Dec 12, 2019
Instrument	2020-0003278
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6950 JENKINS AVE, HESPERIA, CA 92345-7213

Mortgage

Document Number	0000003279
Date	Jan 3, 2020
Instrument	2020-0003279

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5409 Zurich Dr was $5,570 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,100 (-22.38%) Land $72,700 Building $363,400
2025	$5,570.00 Homeowner's exemption	$561,816 Land $93,636 Building $468,180
2023	$5,728.00 (+31.98%) Homeowner's exemption	$540,000 Land $90,000 Building $450,000
2022	$4,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5409 Zurich Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (2001–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Zurich Dr is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ultimate Internet Access Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Race Communications, Verizon.

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