5388 Zurich Dr, Wrightwood, CA 92397 Property Records

San Bernardino County property record for 5388 Zurich Dr, Wrightwood, CA 92397

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 2024
Lot Size	0.199 acres (8,648 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2022)
Tax Bill	$7,732 (2025)
Deeds & Mortgages	Jan 2023 Construction Loan Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0356-392-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0356-392-14-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,508 sqft
2nd Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,648 sqft (0.199 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5388 ZURICH DR
City	WRIGHTWOOD
State	CA
Zip	92397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 7646 LOT 1
Legal Subdivision	TRACT NO 7646
Legal Tract	7646
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	MOUNT BALDY-WRIGHTWOOD
Census Block Group	3
Census Block	3027
Census Tract	9201

Owner

5388 Zurich Dr is owned by two individuals who bought it in November 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10388 AVENAL ST, OAK HILLS, CA 92344-0384
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Construction Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 9, 2022	Grant Deed, Transfer · Seller Carry-Back JAMES OGILVIE
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage TIMOTHY & SONJA LOCKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	2022369339
Prior Transfer Date	Aug 13, 2007
Prior Transfer Doc	0000480659
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5388 ZURICH DR, WRIGHTWOOD, CA 92397
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5388 ZURICH DR, WRIGHTWOOD, CA 92397

Mortgage

Document Number	0000000995
Date	Jan 3, 2023
Instrument	2023-0000995

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 9, 2022
Property Address	5388 ZURICH DR, WRIGHTWOOD, CA 92397
Document Number	0000369339
Map Reference	MB 115 PG 31&32
Instrument Date	Oct 24, 2022
Instrument	2022-0369339
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10388 AVENAL ST, OAK HILLS, CA 92344-0384

Mortgage

Document Number	0000369340
Date	Nov 9, 2022
Instrument	2022-0369340

Lender

Name	JAMES OGILVIE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 17, 2020
Property Address	5388 ZURICH DR, WRIGHTWOOD, CA 92397
Document Number	0000131639
Instrument Date	Mar 17, 2020
Instrument	131639
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2215 WRIGHTWOOD CA 923972215, WRIGHTWOOD, CA 92397-2215

Mortgage

Document Number	131640
Date	Apr 17, 2020
Instrument	131640

Lender

Name	TIMOTHY & SONJA LOCKE
Address	3765 E BARBER DR, BOISE, ID 83716-4705
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5388 Zurich Dr was $7,732.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$718,121 (+2%) Land $106,121 Building $612,000
2025	$7,732.00	$704,040 Land $104,040 Building $600,000
2023	$1,199.00 (+32.63%)	$73,477 Land $73,477
2022	$904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5388 Zurich Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	10 (2001–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5388 Zurich Dr is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ultimate Internet Access Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Race Communications, Verizon.

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