Story County property record for 5409 Windrose Ln, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,107 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,068 (2025) |
| Deeds & Mortgages | Jun 2026 Sale May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-210-080 |
| Primary APN | 05-19-210-080 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,107 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,575 sqft |
| Finished Basement | 1,125 sqft |
| Unfinished Basement | 1,575 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 986 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5409 WINDROSE LN |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMERON ESTATES SD LOT:18 |
| Legal Subdivision | CAMERON ESTATES SD |
| Legal Lot Number | 18 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 104 |
5409 Windrose Ln is owner-occupied and held in a trust since April 2026.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST CO |
| Nov 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Sep 15, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2026 |
| Transfer Doc | 0000005567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 25, 2026 |
| Property Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Document Number | 0000005567 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20265567 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202005496 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-05496 |
| Name | BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201700011552 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017-00011552 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 15, 2017 |
| Property Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Document Number | 201700009515 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2017-00009515 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5409 WINDROSE LN, AMES, IA 50014-2205 |
| Document Number | 201700009516 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 2017-00009516 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 5409 Windrose Ln was $9,068 with a homeowner's exemption, up 12.8% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,068.00 (+12.81%) Homeowner's exemption | $708,200 Land $132,500 Building $575,700 | $708,200 Land $132,500 Building $575,700 |
| 2024 | $8,038.00 | ||
| 2023 | $611,400 Land $121,500 Building $489,900 | $611,400 Land $121,500 Building $489,900 | |
| 2022 | $7,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5409 Windrose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5409 Windrose Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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