Story County property record for 5226 Windrose Ln, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,041 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $667,000 (Oct 2025) |
| Tax Bill | $8,492 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Oct 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-230-030 |
| Primary APN | 05-19-230-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 2,041 sqft |
| Basement Area | 2,041 sqft |
| Finished Basement | 1,850 sqft |
| Unfinished Basement | 191 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 743 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5226 WINDROSE LN |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMERON ESTATES SD LOT:24 |
| Legal Subdivision | CAMERON ESTATES SD |
| Legal Lot Number | 24 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 104 |
5226 Windrose Ln is owned and occupied by two individuals who bought it in October 2025.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 26, 2021 | Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Oct 26, 2021 | Affidavit, Transfer |
| Oct 26, 2021 | Affidavit, Transfer |
| Jul 10, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Oct 26, 2021 · Amount on File |
| Deed Document Number | 20258061 |
| Prior Transfer Date | Oct 18, 2021 |
| Prior Transfer Doc | 0202113626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202309081 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-09081 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 1, 2025 |
| Property Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202508061 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-08061 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,066.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202508062 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-08062 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Oct 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 26, 2021 |
| Property Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202113628 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021-13628 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202113629 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-13629 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 5, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 26, 2021 |
| Property Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202113626 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021-13626 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 26, 2021 |
| Property Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 0202113630 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-13630 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 10, 2017 |
| Property Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
| Document Number | 201700006786 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2017-00006786 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $823.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5226 WINDROSE LN, AMES, IA 50014-2206 |
The 2025 property tax bill for 5226 Windrose Ln was $8,492 with a homeowner's exemption, up 2.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,492.00 (+2.71%) Homeowner's exemption | $663,800 Land $125,900 Building $537,900 | $663,800 Land $125,900 Building $537,900 |
| 2024 | $8,268.00 | ||
| 2023 | $628,600 (+19.3%) Land $114,800 Building $513,800 | $628,600 Land $114,800 Building $513,800 | |
| 2022 | $7,794.00 (+0.57%) | $526,900 Land $104,500 Building $422,400 | |
| 2021 | $7,750.00 | $526,900 Land $104,500 Building $422,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5226 Windrose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5226 Windrose Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures