Montgomery County property record for 5409 Surrey St, Chevy Chase, MD 20815 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,119 sqft · built 1957 |
| Lot Size | 0.247 acres (10,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,880,000 (Sep 2021) |
| Tax Bill | $33,022 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00536057 |
| Primary APN | 07-00536057 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,119 sqft Living Area |
| Gross Area | 5,417 sqft |
| 1st Floor Area | 2,636 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 10,760 sqft (0.247 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 186 sqft |
| Patio Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00536057 |
|---|---|
| Street Address | 5409 SURREY ST |
| City | CHEVY CHASE |
| State | MD |
| Zip | 20815-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET HEIGHTS |
| Legal Subdivision | SOMERSET HEIGHTS |
| Legal Block | EYE |
| Legal Lot Number | 37 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 705502 |
Source: Montgomery County records · APN 07-00536057
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5409 SURREY ST, CHEVY CHASE, MD 20815-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Sep 09, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2021 · Amount on Record |
| Deed Sale | Sep 09, 2021 · Amount on Record |
| Prior Sale | Dec 01, 2010 · Amount on Record |
| Deed Book / Page | 63988 / 105 |
| Prior Transfer Date | Aug 08, 2012 |
| Prior Transfer Doc | 0446360398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 5409 SURREY ST, CHEVY CHASE, MD 20815-5525 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | HOME TEAM TITLE |
| Name | Verified Name |
|---|---|
| Address | 5409 SURREY ST, CHEVY CHASE, MD 20815-5525 |
| Document Number | 0602010381 |
|---|---|
| Date | Aug 05, 2020 |
| Book Page | 60201/381 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 09, 2021 |
| Property Address | 5409 SURREY ST, CHEVY CHASE, MD 20815-5525 |
| Document Number | 0639880105 |
| Book / Page | 63988 / 105 |
| Map Reference | MB 57 PL 4575 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5409 SURREY ST, CHEVY CHASE, MD 20815-5525 |
| Document Number | 63988114 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 63988/114 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2051 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Somerset Town |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,827,167 (+1.35%) | $2,864,700 (-) Land $1,075,400 Building $1,789,300 | |
| 2025 | $33,022.00 (-4.57%) | $2,789,633 (+17.15%) | $2,864,700 (+4.09%) Land $1,075,400 Building $1,789,300 |
| 2024 | $34,602.00 (+46.23%) | ||
| 2023 | $2,381,267 | $2,752,100 Land $1,024,100 Building $1,728,000 | |
| 2022 | $23,663.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317055023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2012–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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