5405 Surrey St, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 5405 Surrey St, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,214 sqft · built 2016
Lot Size	0.258 acres (11,224 sqft)
Owner	2 Company Names on Record
Last Sale	$1,275,000 (Jan 2016)
Tax Bill	$33,239 (2025)
Deeds & Mortgages	Sep 2025 Transfer Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00536046`

Property Details

APN / Parcel Number

Primary APN	`07-00536046`
Alternative APN	`00536046`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,214 sqft Living Area
Gross Area	6,751 sqft
1st Floor Area	2,366 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	1,622 sqft
Finished Basement	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,224 sqft (0.258 acres)
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	642 sqft
Deck Area	130 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00536046
Street Address	5405 SURREY ST
City	CHEVY CHASE
State	MD
Zip	20815-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SOMERSET HGTS
Legal Subdivision	SOMERSET HEIGHTS
Legal Block	EYE
Legal Lot Number	27
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3003
Census Tract	705502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5405 SURREY ST, CHEVY CHASE, MD 20815-5525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit EAGLE BANK
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2016 · Amount on Record
Deed Sale	Jan 8, 2016 · Amount on Record
Deed Book / Page	51466 / 160
Last Transfer Date	Aug 14, 2025
Transfer Doc	0696380328
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2025
Property Address	5405 SURREY ST, CHEVY CHASE, MD 20815-5525
Document Number	0696380328
Book / Page	69638 / 328
Map Reference	MB 53 PL 4245
Instrument Date	Aug 14, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5405 SURREY ST, CHEVY CHASE, MD 20815-5525

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5405 SURREY ST, CHEVY CHASE, MD 20815-5525
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	OLD REPUBLIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 SURREY ST, CHEVY CHASE, MD 20815-5525

Mortgage

Document Number	0647310415
Date	Dec 1, 2021
Book Page	64731/415

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Oct 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5405 SURREY ST, CHEVY CHASE, MD 20815-5525
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0624990079
Date	Apr 12, 2021
Book Page	62499/79

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Somerset Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,848,033 (+7.78%)	$3,053,600 (-) Land $1,080,900 Building $1,972,700
2025	$33,239.00 (+6.3%)	$2,642,467 (+10.71%)	$3,053,600 (+25.31%) Land $1,080,900 Building $1,972,700
2024	$31,268.00 (+10.94%)
2023		$2,386,933	$2,436,900 Land $1,029,400 Building $1,407,500
2022	$28,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2012–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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