5409 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5409 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Tax Bill	$902 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-136-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-136-0002-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	131 ft deep x 95 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	5409 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 1, 2 & 3 EXC WLY 50 FT & EXC S 25 FT OF REMAINDER OF LOT 3 THE APPLE GROVE PLAT PC 301 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	25
Legal Subdivision	THE APPLE GROVE
Legal Lot Number	1-3
Legal Unit	1,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5409 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MACOMB COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 14, 2015
Transfer Doc	4665000987
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5409 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 POINTE TREMBLE RD, ALGONAC, MI 48001-4370

Mortgage

Document Number	0000585473
Date	Sep 24, 2025
Book Page	5854/73
Instrument	2025018094

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5409 POINTE TREMBLE RD, ALGONAC, MI 48001-4370
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 POINTE TREMBLE RD, ALGONAC, MI 48001-4370

Mortgage

Document Number	531461
Date	Feb 4, 2021
Book Page	5314/61
Instrument	2021003380

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00 (-45.96%) Homeowner's exemption	$76,800 (+33.33%)
2024	$1,669.00 (+8.1%)		$153,600 (+33.33%)
2023		$57,600
2022	$1,544.00		$115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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