5400 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5400 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Auto Repair, Garage
Details	3,850 sqft · built 1960
Lot Size	6.59 acres (287,496 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Aug 2019)
Tax Bill	$12,616 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-059-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-059-0004-000`

Interior

Stories	1 Story
Building Area	3,850 sqft Total Area

Exterior

Year Built	Built 1960
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	287,496 sqft (6.59 acres)
Lot Depth	925 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74140590004000
Street Address	5400 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4369
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C-3
Legal Description	PART OF PC 196 & 301, BEG ON N LINE OF M-29 S 71D 12M E 1441.18' FROM W LINE OF PC 202, TH S 71D 12M E ON N LINE M-29
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	646000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30825 26 MILE RD, NEW HAVEN, MI 48048-2671
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	May 9, 2012 · Amount on Record
Deed Document Number	2019016892
Deed Book / Page	5087 / 299
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5400 POINTE TREMBLE RD, ALGONAC, MI 48001-4369
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30825 26 MILE RD, NEW HAVEN, MI 48048-2671

Mortgage

Document Number	0000550511
Date	Mar 30, 2022
Book Page	5505/11
Instrument	2022008385

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	BOSTON, MA 02109

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 19, 2019
Property Address	5400 POINTE TREMBLE RD, ALGONAC, MI 48001-4369
Document Number	0005087299
Book / Page	5087 / 299
Map Reference	LB 930 PG 340
Instrument Date	Aug 7, 2019
Instrument	2019016892
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$4,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5460 POINTE TREMBLE RD, 5460, ALGONAC, MI 48001-4369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30825 26 MILE RD, NEW HAVEN, MI 48048-2671

Mortgage

Document Number	2019016893
Date	Aug 19, 2019
Instrument	2019016893

Lender

Name	CITIZENS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,700 (+8.35%)
2024	$12,616.00 (+11.05%)		$677,400 (+8.35%)
2023		$312,600
2022	$11,361.00		$625,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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