5409 Pendleton Rd, Louisville, KY 40272 Property Records

Louisville/Jefferson County Metro Government property record for 5409 Pendleton Rd, Louisville, KY 40272

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,866 sqft · built 1990
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Last Sale	$9,500 (Apr 1990)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24105904810000`

Property Details

APN / Parcel Number

Primary APN	`24105904810000`
Alternative APNs	`105904810000` `00272075`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,866 sqft Finished Area
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00272075
Street Address	5409 PENDLETON RD
City	LOUISVILLE
State	KY
Zip	40272-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	1.45 ML AC
Legal Lot Number	481
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	1
Census Block	1013
Census Tract	12003

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5409 PENDLETON RD, LOUISVILLE, KY 40272-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit L&N FCU
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 1990 · Amount on File
Deed Sale	Apr 24, 1990 · Amount on File
Deed Document Number	0005953117
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5409 PENDLETON RD, LOUISVILLE, KY 40272-1555
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038396
Date	Feb 27, 2023
Book Page	M 18413/590
Instrument	2023038396

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 15, 2019
Property Address	5409 PENDLETON RD, LOUISVILLE, KY 40272-1555
Document Number	0115290857
Book / Page	011529 / 000857
Instrument Date	Sep 3, 2019
Instrument	238284
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5409 PENDLETON RD LOUISVILLE KY 402721555, LOUISVILLE, KY 40272-1555

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5409 PENDLETON RD, LOUISVILLE, KY 40272-1555
Document Number	0154390370
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5409 PENDLETON RD LOUISVILLE KY 402721555, LOUISVILLE, KY 40272-1555

Mortgage

Document Number	0154390370
Date	Mar 8, 2018
Book Page	015439/000370
Instrument	54538

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+66.89%) Homeowner's exemption	$222,320 (+53.11%) Land $28,440 Building $193,880
2024			$222,320 (+53.11%) Land $28,440 Building $193,880
2023	$1,184.00 (-5.88%) Homeowner's exemption	$145,200 (-) Land $26,920 Building $118,280	$145,200 (-) Land $26,920 Building $118,280
2022	$1,258.00 Homeowner's exemption	$145,200 Land $26,920 Building $118,280	$145,200 Land $26,920 Building $118,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	37 (1983–1997)
Claims Outside the SFHA	10 of 37
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: BluegrassNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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