5408 Pendleton Rd, Louisville, KY 40272 Property Records

Louisville/Jefferson County Metro Government property record for 5408 Pendleton Rd, Louisville, KY 40272

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,181 sqft · built 1960
Lot Size	0.776 acres (33,820 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2016)
Tax Bill	$973 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24105901660000`

Property Details

APN / Parcel Number

Primary APN	`24105901660000`
Alternative APNs	`105901660000` `00272102`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,181 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,820 sqft (0.776 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00272102
Street Address	5408 PENDLETON RD
City	LOUISVILLE
State	KY
Zip	40272-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	0.7764 AC SS PENDLETON RD (AC PER DESC)
Legal Lot Number	166
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	1
Census Block	1018
Census Tract	12003

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5408 PENDLETON RD, LOUISVILLE, KY 40272-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST BK
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2016 · Amount on File
Deed Sale	Apr 22, 2016 · Amount on File
Deed Document Number	0010603329
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5408 PENDLETON RD, LOUISVILLE, KY 40272-1556
Document Number	0149350266
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 PENDLETON RD LOUISVILLE KY 402721556, LOUISVILLE, KY 40272-1556

Mortgage

Document Number	0149350266
Date	Feb 6, 2017
Book Page	014935/000266
Instrument	25665

Lender

Name	FIRST BK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 5, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5408 PENDLETON RD, LOUISVILLE, KY 40272-1556
Document Number	0149350283
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 PENDLETON RD LOUISVILLE KY 402721556, LOUISVILLE, KY 40272-1556

Mortgage

Document Number	0149350283
Date	Feb 6, 2017
Book Page	014935/000283
Instrument	25666

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 5, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 (+41.42%) Homeowner's exemption	$134,380 (+29.41%) Land $24,700 Building $109,680
2024			$134,380 (+29.41%) Land $24,700 Building $109,680
2023	$688.00 (-9.59%) Homeowner's exemption	$103,840 (-) Land $23,750 Building $80,090	$103,840 (-) Land $23,750 Building $80,090
2022	$761.00 Homeowner's exemption	$103,840 Land $23,750 Building $80,090	$103,840 Land $23,750 Building $80,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	37 (1983–1997)
Claims Outside the SFHA	10 of 37
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: BluegrassNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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