5409 N Ridgeway Rd, Ringwood, IL 60072 Property Records

McHenry County property record for 5409 N Ridgeway Rd, Ringwood, IL 60072

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,161 sqft · built 1993
Lot Size	5 acres (217,820 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`09-05-426-004`

Property Details

APN / Parcel Number

Primary APN	`09-05-426-004`

Interior

Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	4,322 sqft
1st Floor Area	2,161 sqft
Basement Area	1,769 sqft
Finished Basement	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	217,820 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	199 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5409 N RIDGEWAY RD
City	RINGWOOD
State	IL
Zip	60072-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0018074 LT 23 ROBERT BARTLETTS RINGWOOD ACRES UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	05
Legal Subdivision	RINGWOOD ACRES 01/R BARTLETTS
Legal Block	426
Legal Lot Number	23
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2017
Census Tract	870703

Owner

5409 N Ridgeway Rd is owned and occupied by two individuals who acquired it in June 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	5409 N RIDGEWAY RD, RINGWOOD, IL 60072-9632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST CU
Jun 4, 2018	Grant Deed, Transfer COMMUNITY TR CU
May 8, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018
Deed Sale	Jun 4, 2018
Prior Sale	Feb 9, 2015
Deed Document Number	2018R0018074
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5409 N RIDGEWAY RD, RINGWOOD, IL 60072-9632
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023106
Date	Apr 27, 2021
Instrument	2021R0023106

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5409 N RIDGEWAY RD, RINGWOOD, IL 60072-9632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032407
Date	Aug 19, 2020
Instrument	2020R0032407

Lender

Name	COMMUNITY TRUST CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 4, 2018
Property Address	5409 N RIDGEWAY RD, RINGWOOD, IL 60072-9632
Document Number	0000018074
Instrument Date	May 24, 2018
Instrument	18074
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5409 N RIDGEWAY RD RINGWOOD IL 600729632, RINGWOOD, IL 60072-9632

Mortgage

Document Number	18075
Date	Jun 4, 2018
Instrument	18075

Lender

Name	COMMUNITY TR CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	May 8, 2017
Property Address	5409 N RIDGEWAY RD, RINGWOOD, IL 60072-9632
Document Number	0000016245
Instrument Date	Apr 27, 2017
Instrument	16245
Transaction Type	Foreclosure
Record Updated	Jun 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Ringwood Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$111,063 Land $13,390 Building $97,673	$333,189 Land $40,170 Building $293,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5409 N Ridgeway Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 N Ridgeway Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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