5406 N Ridgeway Rd, Ringwood, IL 60072 Property Records

McHenry County property record for 5406 N Ridgeway Rd, Ringwood, IL 60072

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,050 sqft · built 1972
Lot Size	2.47 acres (107,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Jul 2017)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-427-006`

Property Details

APN / Parcel Number

Primary APN	`09-05-427-006`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	2,075 sqft
Basement Area	1,300 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Raised
Lot Area	107,885 sqft
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Patio Area	915 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5406 N RIDGEWAY RD
City	RINGWOOD
State	IL
Zip	60072-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0025902 S1/2 LT 7 ROBERT BARTLETTS RINGWOOD ACRES UNIT 1
Legal Range	08E
Legal Township	45N
Legal Section	05
Legal Subdivision	RINGWOOD ACRES 01/R BARTLETTS
Legal Block	427
Legal Lot Number	7
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2017
Census Tract	870703

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5406 N RIDGEWAY RD, RINGWOOD, IL 60072-9648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	2017R0025902
Record Updated	Jun 7, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 14, 2017
Property Address	5406 N RIDGEWAY RD, RINGWOOD, IL 60072-9648
Document Number	0000025902
Instrument Date	Jul 12, 2017
Instrument	25902
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	STARCK TITLE SERVICES, STARCK TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5406 N RIDGEWAY RD RINGWOOD IL 600729648, RINGWOOD, IL 60072-9648

Mortgage

Document Number	25903
Date	Jul 14, 2017
Instrument	25903

Lender

Name	HOME SVCS LNDG
Address	WEST DES MOINES, ID 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Ringwood Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$112,826 Land $18,656 Building $94,170	$338,478 Land $55,968 Building $282,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20